Homebuyers in Miami-Dade County County who chose American Airlines Federal Credit Union paid $13,331 less in closing costs than the county median.
County Median Costs
$13,331
+53.9% vs Florida ($8,663)
Median Rate
6.500%
+0.1% vs national (6.490%)
Median Origination
$4,934
Purchase Originations
13,103
Denial Rate
13.6%
vs Florida avg (10.5%)
vs Florida Median
53.9% above
$4,668
vs National Median
99.6% above
$6,651
123 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $0 | 6.375% | $0 | 19 | −$11,124 | |
| 2 | $0 | 6.000% | $0 | 35 | −$11,124 | |
| 3 | $1,864 | 6.490% | $398 | 10 | −$9,260 | |
| 4 | $4,739 | 5.188% | $250 | 12 | −$6,385 | |
| 5 | $5,077 | 4.990% | $0 | 32 | −$6,047 | |
| 6 | $5,311 | 6.125% | $900 | 15 | −$5,813 | |
| 7 | $5,343 | 0.000% | $0 | 15 | −$5,781 | |
| 8 | $5,420 | 4.875% | $1,795 | 235 | −$5,704 | |
| 9 | $5,466 | 6.250% | $1,575 | 97 | −$5,658 | |
| 10 | $6,021 | 6.562% | $0 | 28 | −$5,103 | |
| 11 | $6,587 | 6.000% | $1,379 | 10 | −$4,537 | |
| 12 | $6,630 | 6.375% | $1,002 | 479 | −$4,494 | |
| 13 | $7,073 | 6.625% | $1,664 | 10 | −$4,051 | |
| 14 | $7,161 | 6.250% | $995 | 26 | −$3,963 | |
| 15 | $7,288 | 6.688% | $2,859 | 22 | −$3,836 | |
| 16 | $7,436 | 6.812% | $1,395 | 18 | −$3,688 | |
| 17 | $7,630 | 6.625% | $1,790 | 25 | −$3,494 | |
| 18 | $7,774 | 6.812% | $3,209 | 44 | −$3,350 | |
| 19 | $7,865 | 5.812% | $815 | 66 | −$3,259 | |
| 20 | $7,904 | 6.125% | $3,834 | 19 | −$3,220 | |
| 21 | $8,014 | 5.037% | $2,262 | 14 | −$3,110 | |
| 22 | $8,122 | 6.500% | $1,595 | 20 | −$3,002 | |
| 23 | $8,221 | 6.375% | $2,500 | 19 | −$2,903 | |
| 24 | $8,279 | 6.125% | $950 | 38 | −$2,845 | |
| 25 | $8,365 | 6.625% | $3,529 | 58 | −$2,759 |
Includes lenders with 10+ purchase originations in Miami-Dade County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Florida → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.