Homebuyers in Flagler County County who chose SPACE COAST CREDIT UNION paid $8,200 less in closing costs than the county median.
County Median Costs
$8,200
−5.3% vs Florida ($8,663)
Median Rate
6.120%
−5.7% vs national (6.490%)
Median Origination
$1,825
Purchase Originations
2,277
Denial Rate
8.5%
vs Florida avg (10.5%)
vs Florida Median
5.3% below
$-463
vs National Median
22.8% above
$1,520
35 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $0 | 5.750% | $0 | 14 | −$6,162 | |
| 2 | $3,096 | 5.250% | $0 | 59 | −$3,066 | |
| 3 | $3,768 | 5.875% | $0 | 11 | −$2,394 | |
| 4 | $4,194 | 5.875% | $1,142 | 21 | −$1,968 | |
| 5 | $4,370 | 6.490% | $2,213 | 11 | −$1,792 | |
| 6 | $4,429 | 6.312% | $1,520 | 12 | −$1,733 | |
| 7 | $4,701 | 6.250% | $2,058 | 12 | −$1,461 | |
| 8 | $4,839 | 6.250% | $2,160 | 19 | −$1,323 | |
| 9 | $4,906 | 5.990% | $1,325 | 14 | −$1,256 | |
| 10 | $5,139 | 4.875% | $1,500 | 23 | −$1,023 | |
| 11 | $5,153 | 6.438% | $2,916 | 14 | −$1,009 | |
| 12 | $5,286 | 5.500% | $1,800 | 12 | −$876 | |
| 13 | $5,306 | 6.250% | $1,380 | 40 | −$856 | |
| 14 | $5,410 | 4.990% | $1,790 | 15 | −$752 | |
| 15 | $5,676 | 6.438% | $1,295 | 10 | −$486 | |
| 16 | $6,002 | 6.375% | $2,786 | 11 | −$160 | |
| 17 | $6,044 | 6.875% | $2,157 | 15 | −$118 | |
| 18 | $6,374 | 6.625% | $2,725 | 19 | +$212 | |
| 19 | $6,600 | 4.990% | $2,980 | 37 | +$438 | |
| 20 | $6,647 | 6.688% | $2,408 | 12 | +$485 | |
| 21 | $6,693 | 6.375% | $3,376 | 60 | +$531 | |
| 22 | $6,822 | 6.375% | $2,664 | 11 | +$660 | |
| 23 | $6,909 | 6.688% | $2,624 | 16 | +$747 | |
| 24 | $7,255 | 6.875% | $2,850 | 23 | +$1,093 | |
| 25 | $7,289 | 6.625% | $2,667 | 11 | +$1,127 |
Includes lenders with 10+ purchase originations in Flagler County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Florida → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.