Lowest closing cost mortgage lenders in Citrus County County, Florida
In Citrus County, Florida, homebuyers paid a median of $7,415 in closing costs in 2024 — below the Florida median of $8,887. The county saw 2,202 purchase mortgages at a median rate of 6.62%. Among lenders with 10+ originations, SUNCOAST CREDIT UNION offered the lowest median costs at $3,372, which is $2,449 less than the county median.
Homebuyers in Citrus County County who chose SUNCOAST CREDIT UNION paid $4,043 less in closing costs than the county median.
County Median Costs
$7,415
−16.6% vs Florida ($8,887)
Median Rate
6.620%
+0.0% vs national (6.620%)
Median Origination
$2,442
Purchase Originations
2,202
vs Florida Median
16.6% below
$-1,472
vs National Median
10.0% above
$674
Lender rankings in Citrus County County
37 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,372 | 5.875% | $500 | 55 | −$2,449 | |
| 2 | $4,076 | 6.000% | $2,181 | 20 | −$1,745 | |
| 3 | $4,359 | 5.875% | $1,195 | 12 | −$1,462 | |
| 4 | $4,369 | 5.990% | $1,526 | 16 | −$1,452 | |
| 5 | $4,466 | 6.688% | $1,582 | 14 | −$1,355 | |
| 6 | $4,652 | 6.990% | $1,286 | 17 | −$1,169 | |
| 7 | $4,710 | 6.750% | $0 | 14 | −$1,111 | |
| 8 | $4,876 | 6.688% | $2,195 | 12 | −$945 | |
| 9 | $5,078 | 6.750% | $1,874 | 10 | −$743 | |
| 10 | $5,161 | 6.612% | $1,650 | 20 | −$660 | |
| 11 | $5,439 | 6.750% | $2,163 | 16 | −$382 | |
| 12 | $5,507 | 6.438% | $2,469 | 22 | −$314 | |
| 13 | $5,541 | 6.933% | $2,631 | 12 | −$280 | |
| 14 | $5,612 | 6.500% | $1,250 | 11 | −$209 | |
| 15 | $5,645 | 6.875% | $1,807 | 10 | −$176 | |
| 16 | $5,692 | 7.125% | $2,528 | 42 | −$129 | |
| 17 | $5,706 | 6.875% | $2,890 | 45 | −$115 | |
| 18 | $5,910 | 6.625% | $3,457 | 92 | +$89 | |
| 19 | $6,060 | 6.625% | $2,975 | 45 | +$239 | |
| 20 | $6,089 | 6.875% | $2,311 | 29 | +$268 | |
| 21 | $6,163 | 6.375% | $2,766 | 13 | +$342 | |
| 22 | $6,260 | 6.875% | $3,457 | 110 | +$439 | |
| 23 | $6,521 | 9.045% | $4,437 | 32 | +$700 | |
| 24 | $6,865 | 6.875% | $1,875 | 15 | +$1,044 | |
| 25 | $7,122 | 6.625% | $2,595 | 11 | +$1,301 | |
| 26 | $7,424 | 6.933% | $3,933 | 14 | +$1,603 | |
| 27 | $10,812 | 7.250% | $6,627 | 13 | +$4,991 | |
| 28 | $14,310 | 8.125% | $5,274 | 13 | +$8,489 |
Includes lenders with 10+ purchase originations in Citrus County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Florida → Lender Directory
Found your lender? Make sure their quote is fair.
HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.