Lowest closing cost mortgage lenders in Stanislaus County County, California
In Stanislaus County, California, homebuyers paid a median of $10,824 in closing costs in 2024 — above the California median of $9,450. The county saw 3,287 purchase mortgages at a median rate of 6.50%. Among lenders with 10+ originations, DHI MORTGAGE COMPANY, LTD. offered the lowest median costs at $3,965, which is $4,114 less than the county median.
Homebuyers in Stanislaus County County who chose DHI MORTGAGE COMPANY, LTD. paid $6,859 less in closing costs than the county median.
County Median Costs
$10,824
+14.5% vs California ($9,450)
Median Rate
6.500%
−1.8% vs national (6.620%)
Median Origination
$4,803
Purchase Originations
3,287
vs California Median
14.5% above
$1,374
vs National Median
60.6% above
$4,083
Lender rankings in Stanislaus County County
37 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,965 | 5.875% | $0 | 58 | −$4,114 | |
| 2 | $5,119 | 6.250% | $2,039 | 13 | −$2,960 | |
| 3 | $5,335 | 5.500% | $1,992 | 30 | −$2,744 | |
| 4 | $5,424 | 6.625% | $2,194 | 40 | −$2,655 | |
| 5 | $5,617 | 6.500% | $2,122 | 34 | −$2,462 | |
| 6 | $5,798 | 6.625% | $1,606 | 15 | −$2,281 | |
| 7 | $5,808 | 6.495% | $1,920 | 10 | −$2,270 | |
| 8 | $5,880 | 6.625% | $3,305 | 161 | −$2,199 | |
| 9 | $5,966 | 5.625% | $1,547 | 13 | −$2,113 | |
| 10 | $6,062 | 4.875% | $1,925 | 35 | −$2,017 | |
| 11 | $6,196 | 6.875% | $2,786 | 81 | −$1,883 | |
| 12 | $6,800 | 6.562% | $3,232 | 10 | −$1,279 | |
| 13 | $7,546 | 6.812% | $3,546 | 10 | −$533 | |
| 14 | $7,575 | 6.500% | $4,520 | 74 | −$504 | |
| 15 | $7,742 | 6.625% | $4,959 | 27 | −$337 | |
| 16 | $7,872 | 6.990% | $4,833 | 18 | −$207 | |
| 17 | $7,990 | 6.933% | $5,430 | 16 | −$89 | |
| 18 | $8,125 | 6.990% | $5,328 | 129 | +$46 | |
| 19 | $8,311 | 6.750% | $4,670 | 13 | +$232 | |
| 20 | $8,641 | 6.875% | $5,640 | 60 | +$562 | |
| 21 | $8,887 | 6.625% | $6,117 | 52 | +$808 | |
| 22 | $9,051 | 6.625% | $5,092 | 21 | +$972 | |
| 23 | $9,098 | 6.625% | $5,850 | 319 | +$1,019 | |
| 24 | $9,146 | 6.562% | $6,240 | 30 | +$1,067 | |
| 25 | $9,166 | 6.625% | $6,299 | 110 | +$1,087 | |
| 26 | $9,189 | 6.625% | $5,586 | 15 | +$1,110 | |
| 27 | $9,333 | 6.874% | $5,847 | 13 | +$1,254 | |
| 28 | $9,777 | 6.625% | $6,583 | 58 | +$1,698 | |
| 29 | $10,070 | 6.625% | $7,129 | 15 | +$1,992 | |
| 30 | $10,262 | 6.438% | $7,409 | 12 | +$2,183 | |
| 31 | $10,968 | 6.625% | $8,222 | 23 | +$2,889 | |
| 32 | $11,060 | 6.875% | $8,144 | 53 | +$2,981 | |
| 33 | $11,728 | 7.625% | $8,660 | 24 | +$3,649 | |
| 34 | $12,468 | 6.750% | $9,270 | 15 | +$4,389 | |
| 35 | $12,821 | 6.188% | $8,158 | 68 | +$4,742 |
Includes lenders with 10+ purchase originations in Stanislaus County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in California → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.