Homebuyers in San Luis Obispo County County who chose Shea Mortgage Inc. paid $3,529 less in closing costs than the county median.
County Median Costs
$6,889
−26.0% vs California ($9,309)
Median Rate
6.580%
+1.4% vs national (6.490%)
Median Origination
$2,002
Purchase Originations
1,522
Denial Rate
5.8%
vs California avg (7.1%)
vs California Median
26.0% below
$-2,420
vs National Median
3.1% above
$209
26 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,360 | 6.438% | $0 | 10 | −$2,902 | |
| 2 | $4,891 | 6.188% | $1,231 | 30 | −$1,371 | |
| 3 | $5,342 | 6.558% | $1,927 | 24 | −$920 | |
| 4 | $5,475 | 6.750% | $1,395 | 36 | −$787 | |
| 5 | $5,508 | 6.875% | $1,790 | 14 | −$754 | |
| 6 | $5,545 | 6.875% | $1,430 | 73 | −$717 | |
| 7 | $5,765 | 6.500% | $2,395 | 47 | −$497 | |
| 8 | $5,787 | 6.625% | $2,514 | 20 | −$475 | |
| 9 | $5,896 | 6.500% | $2,120 | 15 | −$366 | |
| 10 | $5,938 | 6.625% | $1,640 | 193 | −$324 | |
| 11 | $6,012 | 6.750% | $2,227 | 24 | −$250 | |
| 12 | $6,183 | 6.500% | $2,478 | 38 | −$79 | |
| 13 | $6,194 | 6.875% | $1,890 | 56 | −$68 | |
| 14 | $6,250 | 6.562% | $1,614 | 10 | −$12 | |
| 15 | $6,295 | 6.624% | $3,480 | 19 | +$33 | |
| 16 | $6,302 | 6.625% | $2,610 | 23 | +$40 | |
| 17 | $6,452 | 6.188% | $1,388 | 16 | +$190 | |
| 18 | $6,726 | 6.625% | $2,506 | 190 | +$464 | |
| 19 | $6,912 | 6.875% | $2,411 | 38 | +$650 | |
| 20 | $7,289 | 6.625% | $5,154 | 16 | +$1,027 | |
| 21 | $7,878 | 6.625% | $3,049 | 12 | +$1,616 | |
| 22 | $9,101 | 6.750% | $5,926 | 13 | +$2,839 | |
| 23 | $9,400 | 6.500% | $2,360 | 21 | +$3,138 | |
| 24 | $10,729 | 6.375% | $6,339 | 13 | +$4,467 | |
| 25 | $13,070 | 6.375% | $8,430 | 17 | +$6,808 |
Includes lenders with 10+ purchase originations in San Luis Obispo County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in California → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.