284 mortgage lenders in Rhode Island have verified fee reports on FairPriceCheck. The median average closing cost across Rhode Island lenders is $6,830, and 119 lenders hold an A grade — meaning median closing costs at least 10% below the state average.
| Lender | State grade | Avg closing costs | % junk fees | National grade |
|---|---|---|---|---|
| Rocket Mortgage 1015 reports | A | $6,725 | 0% | A |
| Movement Mortgage 926 reports | A | $7,697 | 0% | B |
| NAVIGANT CREDIT UNION 814 reports | A | $3,004 | 0% | A |
| The Washington Trust Company, of Westerly 583 reports | A | $4,504 | 0% | A |
| CMG Financial 539 reports | A | $7,835 | 0% | C |
| Guild Mortgage 511 reports | A | $5,723 | 0% | B |
| BAYCOAST MORTGAGE COMPANY, LLC 368 reports | A | $5,686 | 0% | A |
| COASTAL1 Credit Union 296 reports | A | $2,594 | 0% | A |
| PROVINCE MORTGAGE ASSOCIATES, INC. 282 reports | A | $8,985 | 0% | A |
| Citizens Bank, N.A. 242 reports | A | $6,969 | 0% | B |
| Newrez 241 reports | A | $7,971 | 0% | A |
| Pennymac 240 reports | A | $6,931 | 0% | A |
| BankNewport 235 reports | A | $4,376 | 0% | A |
| Shoreham Bank 193 reports | A | $5,826 | 0% | A |
| Centreville Bank 192 reports | A | $3,443 | 0% | A |
| Navy Federal Credit Union 185 reports | A | $4,064 | 0% | A |
| NATIONSTAR MORTGAGE LLC 182 reports | A | $7,696 | 0% | A |
| Fall River Five Cents Savings Bank 169 reports | A | $5,875 | 0% | A |
| Guaranteed Rate 164 reports | A | $6,881 | 0% | A |
| HARBORONE MORTGAGE, LLC 148 reports | A | $6,239 | 0% | A |
| The People's Credit Union 145 reports | A | $1,924 | 0% | A |
| U.S. Bank National Association 138 reports | A | $4,744 | 0% | A |
| MORTGAGE EQUITY PARTNERS LLC 137 reports | A | $6,939 | 0% | B |
| Bank of America, National Association 124 reports | A | $5,348 | 0% | A |
| JPMorgan Chase Bank, N.A. 120 reports | A | $4,654 | 0% | A |
The 200 Rhode Island lenders with the most verified reports. 84 more have fewer reports and are not listed.
For 2024 HMDA origination data on all lenders in Rhode Island, see our Rhode Island Market Rankings →
Closing cost details, fee benchmarks, and county comparisons for Rhode Island → Rhode Island Closing Costs Guide
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Grades based on verified homebuyer-submitted fee reports. Informational only; not legal or financial advice.