284 mortgage lenders in Rhode Island have verified fee reports on FairPriceCheck. The median average closing cost across Rhode Island lenders is $6,830, and 119 lenders hold an A grade — meaning median closing costs at least 10% below the state average.
| Lender | State grade | Avg closing costs | % junk fees | National grade |
|---|---|---|---|---|
| Rocket Mortgage 1015 reports | A | $6,725 | 0% | A |
| Movement Mortgage 926 reports | A | $7,697 | 0% | B |
| NAVIGANT CREDIT UNION 814 reports | A | $3,004 | 0% | A |
| The Washington Trust Company, of Westerly 583 reports | A | $4,504 | 0% | A |
| CMG Financial 539 reports | A | $7,835 | 0% | C |
| Guild Mortgage 511 reports | A | $5,723 | 0% | B |
| BAYCOAST MORTGAGE COMPANY, LLC 368 reports | A | $5,686 | 0% | A |
| COASTAL1 Credit Union 296 reports | A | $2,594 | 0% | A |
| PROVINCE MORTGAGE ASSOCIATES, INC. 282 reports | A | $8,985 | 0% | A |
| Citizens Bank, N.A. 242 reports | A | $6,969 | 0% | B |
| Newrez 241 reports | A | $7,971 | 0% | A |
| Pennymac 240 reports | A | $6,931 | 0% | A |
| BankNewport 235 reports | A | $4,376 | 0% | A |
| Shoreham Bank 193 reports | A | $5,826 | 0% | A |
| Centreville Bank 192 reports | A | $3,443 | 0% | A |
| Navy Federal Credit Union 185 reports | A | $4,064 | 0% | A |
| NATIONSTAR MORTGAGE LLC 182 reports | A | $7,696 | 0% | A |
| Fall River Five Cents Savings Bank 169 reports | A | $5,875 | 0% | A |
| Guaranteed Rate 164 reports | A | $6,881 | 0% | A |
| HARBORONE MORTGAGE, LLC 148 reports | A | $6,239 | 0% | A |
| The People's Credit Union 145 reports | A | $1,924 | 0% | A |
| U.S. Bank National Association 138 reports | A | $4,744 | 0% | A |
| MORTGAGE EQUITY PARTNERS LLC 137 reports | A | $6,939 | 0% | B |
| Bank of America, National Association 124 reports | A | $5,348 | 0% | A |
| JPMorgan Chase Bank, N.A. 120 reports | A | $4,654 | 0% | A |
For 2024 HMDA origination data on all lenders in Rhode Island, see our Rhode Island Market Rankings →
Closing cost details, fee benchmarks, and county comparisons for Rhode Island → Rhode Island Closing Costs Guide
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Grades based on verified homebuyer-submitted fee reports. Informational only; not legal or financial advice.