Grade A · 1% of disclosures flagged for junk fees
Bank · Connecticut · NMLS #473937
Avg Closing Costs
$6,066
median across reports
vs. National Average
79%
above national avg
Avg Origination Charge
$2,903
Section A lender fee
Reports with Junk Fees
1%
of submitted reports
| Fee Category | This Lender (avg) | National Avg | Verdict |
|---|---|---|---|
| discount_points | $5,369 | $2,242 | 🔺 High |
| Title Insurance | $3,362 | $3,111 | 🟡 Average |
| Origination Fee | $2,903 | $1,584 | 🔺 High |
| Underwriting Fee | $1,569 | $1,473 | 🟡 Average |
| lender_credits | $1,473 | $428 | 🔺 High |
| Appraisal | $1,171 | $1,081 | 🟡 Average |
| Settlement/Closing Fee | $1,062 | $986 | 🟡 Average |
| Processing Fee | $819 | $790 | 🟡 Average |
| Title Search | $436 | $392 | 🔴 Above Avg |
| Recording Fee | $373 | $344 | 🟡 Average |
| Rate Lock Fee | $314 | $376 | 🟢 Below Avg |
| Document Preparation | $161 | $147 | 🟡 Average |
| Tax Service Fee | $135 | $128 | 🟡 Average |
| Credit Report | $74 | $69 | 🟡 Average |
| Wire Transfer Fee | $74 | $69 | 🟡 Average |
| Courier/Delivery | $63 | $58 | 🟡 Average |
| Flood Certification | $25 | $23 | 🔴 Above Avg |
Got a Loan Estimate from Webster Bank, N.A.? See if your rate and fees are competitive.
Check My Loan Estimate — $19Based on 1,473 homebuyer-submitted Closing Disclosures, Webster Bank, N.A.'s median total closing costs are $6,066. This is about 79% above the $3,383 national peer median for comparable lenders. Actual costs vary by loan type, loan amount, property state, and individual borrower profile. This data is informational only and not financial advice.
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Average Closing Costs by State
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Closing Costs in Connecticut
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Aggregates from Webster Bank, National Association's 2025 HMDA filings — actual closed-loan figures reported to federal regulators, compared against the national median across all lenders.
Purchase Originations
762
Ranked #475 nationally
Median Total Costs
$7,006
+4.9% vs national ($6,680)
Median Rate
6.125%
−5.6% vs national (6.490%)
Median Origination
$1,590
Median Lender Credits
$476
Cost Rank (500+ vol.)
#369
among lenders with 500+ originations
Denial Rate
8.5%
vs national avg (9.0%)
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 759 | 6.125% | $7,004 | $1,590 |
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Massachusetts | 288 | 6.000% | $6,690 | #40 |
| New York | 183 | 6.000% | $6,965 | #95 |
| New Jersey | 139 | 6.250% | $8,173 | #81 |
| Connecticut | 104 | 6.250% | $4,986 | #50 |
| Pennsylvania | 20 | 6.312% | $9,655 | — |
| Rhode Island | 14 | 6.562% | $6,624 | — |
| New Hampshire | 6 | 6.188% | $6,096 | — |
| Florida | 3 | 6.500% | $7,264 | — |
| Maine | 3 | 6.250% | $5,834 | — |
| South Carolina | 1 | 6.625% | $3,918 | — |
| Wisconsin | 1 | 5.250% | $10,323 | — |
| This lender | Massachusetts median | National median | |
|---|---|---|---|
| Total Closing Costs | $6,690 | $5,543 | $6,680 |
| Interest Rate | 6.000% | 6.490% | 6.490% |
| Originations in state | 288 | — | — |
Based on 2025 HMDA data. State and national medians cover all reporting lenders.
Peer set: the 50 highest-volume U.S. mortgage lenders in 2025 (min. 8,254 purchase originations).
| Metric | Webster Bank, National Association | Top-50 peer median | Difference |
|---|---|---|---|
| Median loan amount | $925,000 | $335,000 | +$590,000 (+176.1%) |
| Median total closing costs | $7,006 | $7,127 | −$121 (−1.7%) |