Homebuyers in Frederick County County who chose Shea Mortgage Inc. paid $6,193 less in closing costs than the county median.
County Median Costs
$6,763
−1.4% vs Virginia ($6,860)
Median Rate
6.460%
−0.5% vs national (6.490%)
Median Origination
$1,990
Purchase Originations
1,274
Denial Rate
6.9%
vs Virginia avg (6.4%)
vs Virginia Median
1.4% below
$-97
vs National Median
1.2% above
$83
17 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $570 | 6.375% | $0 | 14 | −$4,682 | |
| 2 | $2,991 | 5.125% | $0 | 21 | −$2,261 | |
| 3 | $3,443 | 6.500% | $0 | 46 | −$1,809 | |
| 4 | $3,771 | 6.250% | $0 | 43 | −$1,481 | |
| 5 | $4,181 | 5.990% | $0 | 74 | −$1,071 | |
| 6 | $5,064 | 6.750% | $1,570 | 37 | −$188 | |
| 7 | $5,190 | 6.490% | $2,355 | 13 | −$62 | |
| 8 | $5,272 | 6.625% | $2,133 | 17 | +$20 | |
| 9 | $5,313 | 6.875% | $2,231 | 10 | +$61 | |
| 10 | $5,353 | 6.562% | $2,533 | 34 | +$101 | |
| 11 | $5,388 | 6.875% | $2,650 | 57 | +$136 | |
| 12 | $5,463 | 6.625% | $2,827 | 11 | +$211 | |
| 13 | $6,158 | 6.625% | $3,366 | 15 | +$906 | |
| 14 | $7,361 | 6.624% | $4,050 | 27 | +$2,109 | |
| 15 | $7,408 | 6.750% | $4,526 | 66 | +$2,156 | |
| 16 | $8,262 | 6.500% | $5,021 | 43 | +$3,010 |
Includes lenders with 10+ purchase originations in Frederick County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Virginia → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.