Lowest closing cost mortgage lenders in Chesterfield County County, Virginia
In Chesterfield County, Virginia, homebuyers paid a median of $6,878 in closing costs in 2024 — near the Virginia median of $6,913. The county saw 4,760 purchase mortgages at a median rate of 6.62%. Among lenders with 10+ originations, CAPITAL CENTER, L.L.C. offered the lowest median costs at $0, which is $5,319 less than the county median.
Homebuyers in Chesterfield County County who chose CAPITAL CENTER, L.L.C. paid $6,878 less in closing costs than the county median.
County Median Costs
$6,878
−0.5% vs Virginia ($6,913)
Median Rate
6.620%
+0.0% vs national (6.620%)
Median Origination
$2,457
Purchase Originations
4,760
vs Virginia Median
0.5% below
$-35
vs National Median
2.0% above
$137
Lender rankings in Chesterfield County County
57 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $0 | 6.750% | $0 | 97 | −$5,319 | |
| 2 | $175 | 5.500% | $0 | 11 | −$5,144 | |
| 3 | $1,714 | 6.438% | $272 | 12 | −$3,605 | |
| 4 | $3,056 | 6.500% | $0 | 52 | −$2,263 | |
| 5 | $3,741 | 6.438% | $1,387 | 38 | −$1,578 | |
| 6 | $3,783 | 6.625% | $995 | 65 | −$1,536 | |
| 7 | $3,844 | 6.875% | $1,495 | 25 | −$1,475 | |
| 8 | $3,870 | 6.625% | $1,350 | 61 | −$1,449 | |
| 9 | $3,923 | 6.500% | $1,508 | 51 | −$1,396 | |
| 10 | $3,924 | 6.990% | $1,394 | 98 | −$1,395 | |
| 11 | $4,018 | 6.875% | $1,540 | 24 | −$1,301 | |
| 12 | $4,070 | 6.500% | $1,185 | 51 | −$1,249 | |
| 13 | $4,134 | 6.375% | $1,125 | 17 | −$1,185 | |
| 14 | $4,187 | 6.500% | $1,464 | 123 | −$1,132 | |
| 15 | $4,284 | 6.500% | $1,300 | 89 | −$1,035 | |
| 16 | $4,390 | 6.500% | $1,794 | 72 | −$929 | |
| 17 | $4,616 | 6.625% | $2,227 | 24 | −$702 | |
| 18 | $4,671 | 7.000% | $1,499 | 104 | −$648 | |
| 19 | $4,695 | 6.625% | $1,790 | 11 | −$624 | |
| 20 | $4,832 | 6.625% | $1,495 | 37 | −$487 | |
| 21 | $4,894 | 6.875% | $1,602 | 36 | −$425 | |
| 22 | $5,442 | 5.875% | $1,375 | 18 | +$123 | |
| 23 | $5,469 | 6.990% | $2,814 | 43 | +$150 | |
| 24 | $5,476 | 6.625% | $2,256 | 20 | +$157 | |
| 25 | $5,544 | 6.625% | $2,231 | 22 | +$225 | |
| 26 | $5,556 | 6.625% | $2,748 | 11 | +$237 | |
| 27 | $5,843 | 7.000% | $3,189 | 37 | +$524 | |
| 28 | $5,848 | 6.875% | $3,029 | 69 | +$529 | |
| 29 | $5,877 | 6.625% | $2,759 | 93 | +$558 | |
| 30 | $5,960 | 6.625% | $3,391 | 14 | +$640 | |
| 31 | $5,975 | 6.625% | $3,202 | 43 | +$656 | |
| 32 | $6,098 | 6.000% | $3,265 | 60 | +$779 | |
| 33 | $6,249 | 6.625% | $3,221 | 127 | +$930 | |
| 34 | $6,406 | 7.125% | $1,449 | 18 | +$1,088 | |
| 35 | $6,418 | 6.625% | $4,661 | 157 | +$1,099 | |
| 36 | $6,515 | 6.612% | $3,175 | 176 | +$1,196 | |
| 37 | $6,527 | 6.625% | $4,045 | 30 | +$1,208 | |
| 38 | $6,627 | 6.875% | $1,986 | 19 | +$1,308 | |
| 39 | $6,784 | 6.625% | $3,863 | 27 | +$1,465 | |
| 40 | $6,811 | 6.875% | $4,087 | 17 | +$1,492 | |
| 41 | $6,892 | 6.875% | $4,258 | 95 | +$1,573 | |
| 42 | $7,137 | 6.490% | $4,353 | 12 | +$1,818 | |
| 43 | $7,337 | 6.625% | $4,696 | 17 | +$2,018 | |
| 44 | $7,408 | 6.990% | $4,645 | 97 | +$2,089 | |
| 45 | $7,571 | 6.625% | $4,854 | 89 | +$2,252 | |
| 46 | $7,632 | 6.500% | $5,094 | 110 | +$2,313 | |
| 47 | $7,673 | 6.625% | $4,739 | 30 | +$2,354 | |
| 48 | $8,192 | 6.850% | $5,035 | 22 | +$2,873 | |
| 49 | $8,355 | 6.874% | $5,289 | 133 | +$3,036 | |
| 50 | $9,610 | 6.750% | $6,056 | 18 | +$4,291 | |
| 51 | $9,994 | 6.312% | $7,141 | 10 | +$4,675 | |
| 52 | $10,048 | 6.500% | $7,405 | 11 | +$4,729 | |
| 53 | $10,449 | 6.625% | $7,013 | 18 | +$5,130 | |
| 54 | $11,111 | 9.375% | $8,605 | 19 | +$5,792 |
Includes lenders with 10+ purchase originations in Chesterfield County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Virginia → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.