Homebuyers in Davis County County who chose BANK OF UTAH paid $5,147 less in closing costs than the county median.
County Median Costs
$7,891
−5.7% vs Utah ($8,364)
Median Rate
6.380%
−1.7% vs national (6.490%)
Median Origination
$3,595
Purchase Originations
3,308
Denial Rate
5.3%
vs Utah avg (5.9%)
vs Utah Median
5.7% below
$-473
vs National Median
18.1% above
$1,211
42 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,744 | 6.250% | $0 | 23 | −$3,550 | |
| 2 | $2,826 | 6.625% | $0 | 13 | −$3,468 | |
| 3 | $4,100 | 6.188% | $1,698 | 18 | −$2,194 | |
| 4 | $4,189 | 6.375% | $1,640 | 13 | −$2,105 | |
| 5 | $4,311 | 6.490% | $1,533 | 14 | −$1,983 | |
| 6 | $4,517 | 6.250% | $1,969 | 88 | −$1,777 | |
| 7 | $5,045 | 6.500% | $3,237 | 133 | −$1,249 | |
| 8 | $5,121 | 6.562% | $3,159 | 20 | −$1,173 | |
| 9 | $5,147 | 6.750% | $2,565 | 32 | −$1,147 | |
| 10 | $5,233 | 6.125% | $2,734 | 58 | −$1,061 | |
| 11 | $5,356 | 6.375% | $3,313 | 57 | −$938 | |
| 12 | $5,574 | 6.125% | $3,490 | 13 | −$720 | |
| 13 | $5,735 | 6.438% | $2,388 | 10 | −$559 | |
| 14 | $5,795 | 6.990% | $2,699 | 19 | −$499 | |
| 15 | $5,860 | 6.625% | $2,689 | 115 | −$434 | |
| 16 | $6,066 | 6.688% | $3,551 | 54 | −$228 | |
| 17 | $6,153 | 6.625% | $3,702 | 162 | −$141 | |
| 18 | $6,256 | 6.624% | $3,812 | 17 | −$38 | |
| 19 | $6,272 | 6.625% | $2,866 | 17 | −$22 | |
| 20 | $6,385 | 6.500% | $3,689 | 343 | +$91 | |
| 21 | $6,542 | 6.600% | $3,160 | 21 | +$248 | |
| 22 | $6,599 | 6.625% | $3,815 | 33 | +$305 | |
| 23 | $6,668 | 6.375% | $4,639 | 41 | +$374 | |
| 24 | $6,907 | 6.125% | $4,395 | 45 | +$613 | |
| 25 | $6,945 | 6.500% | $3,763 | 87 | +$651 |
Includes lenders with 10+ purchase originations in Davis County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Utah → Lender Directory
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HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.