BANK OF UTAH closing costs and rates (2024)
In 2024, BANK OF UTAH originated 374 purchase mortgages at a median interest rate of 6.38% and median total closing costs of $6,787. That is $46 above the national median of $6,741. BANK OF UTAH is most active in Utah with 355 originations there.
Purchase Originations
374
Median Total Costs
$6,787
+0.7% vs national ($6,741)
Median Rate
6.375%
−3.7% vs national (6.620%)
Median Origination
$1,423
Median Lender Credits
$30
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 235 | 6.500% | $5,010 | $2,710 |
| fha | 113 | 6.250% | $8,734 | $388 |
| va | 25 | 6.125% | $7,490 | $0 |
Active states
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,213 | 6.438% | — | 2 | −$3,574 | |
| 2 | $3,220 | 6.625% | — | 1 | −$3,567 | |
| 3 | $4,053 | 6.625% | — | 1 | −$2,734 | |
| 4 | $5,559 | 6.875% | — | 21 | −$1,228 | |
| 5 | $6,056 | 6.375% | — | 92 | −$731 | |
| 6 | $6,353 | 6.250% | — | 83 | −$434 | |
| 7 | $6,558 | 6.125% | — | 21 | −$229 | |
| 8 | $6,830 | 6.188% | — | 14 | +$43 | |
| 9 | $7,016 | 6.062% | — | 8 | +$229 | |
| 10 | $7,364 | 6.500% | — | 22 | +$577 | |
| 11 | $7,681 | 6.250% | — | 14 | +$894 | |
| 12 | $7,712 | 6.500% | — | 9 | +$925 | |
| 13 | $7,976 | 6.562% | — | 30 | +$1,189 | |
| 14 | $7,989 | 6.500% | — | 20 | +$1,202 | |
| 15 | $8,561 | 5.750% | — | 5 | +$1,774 | |
| 16 | $8,904 | 6.188% | — | 4 | +$2,117 | |
| 17 | $8,987 | 6.375% | — | 1 | +$2,200 | |
| 18 | $9,561 | 6.312% | — | 2 | +$2,774 | |
| 19 | $9,629 | 6.375% | — | 9 | +$2,842 | |
| 20 | $11,062 | 6.500% | — | 4 | +$4,275 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.