Lowest closing cost mortgage lenders in McLennan County County, Texas
In McLennan County, Texas, homebuyers paid a median of $7,241 in closing costs in 2024 — below the Texas median of $8,418. The county saw 2,014 purchase mortgages at a median rate of 6.62%. Among lenders with 10+ originations, CORNERSTONE CAPITAL BANK, SSB offered the lowest median costs at $2,615, which is $3,012 less than the county median.
Homebuyers in McLennan County County who chose CORNERSTONE CAPITAL BANK, SSB paid $4,626 less in closing costs than the county median.
County Median Costs
$7,241
−14.0% vs Texas ($8,418)
Median Rate
6.620%
+0.0% vs national (6.620%)
Median Origination
$2,045
Purchase Originations
2,014
vs Texas Median
14.0% below
$-1,177
vs National Median
7.4% above
$500
Lender rankings in McLennan County County
25 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,480 | 5.750% | $0 | 25 | −$2,255 | |
| 2 | $4,543 | 6.875% | $1,125 | 150 | −$1,192 | |
| 3 | $4,739 | 6.500% | $1,590 | 32 | −$996 | |
| 4 | $4,806 | 6.750% | $2,012 | 61 | −$929 | |
| 5 | $4,862 | 6.875% | $1,670 | 17 | −$873 | |
| 6 | $5,004 | 6.990% | $1,955 | 10 | −$731 | |
| 7 | $5,314 | 6.875% | $1,564 | 86 | −$421 | |
| 8 | $5,443 | 6.875% | $1,223 | 21 | −$292 | |
| 9 | $6,071 | 6.625% | $3,341 | 59 | +$336 | |
| 10 | $6,082 | 6.625% | $2,641 | 38 | +$347 | |
| 11 | $6,560 | 7.125% | $2,971 | 17 | +$825 | |
| 12 | $6,591 | 6.625% | $2,990 | 10 | +$856 | |
| 13 | $6,833 | 6.750% | $2,943 | 13 | +$1,098 | |
| 14 | $7,168 | 6.875% | $3,694 | 13 | +$1,433 | |
| 15 | $7,337 | 6.562% | $2,495 | 24 | +$1,602 | |
| 16 | $7,578 | 6.625% | $4,524 | 13 | +$1,843 | |
| 17 | $7,728 | 6.875% | $4,063 | 81 | +$1,993 | |
| 18 | $7,770 | 9.660% | $4,500 | 17 | +$2,035 | |
| 19 | $8,421 | 6.625% | $5,628 | 10 | +$2,686 | |
| 20 | $13,395 | 6.562% | $8,822 | 10 | +$7,660 |
Includes lenders with 10+ purchase originations in McLennan County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Texas → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.