Lowest closing cost mortgage lenders in Galveston County County, Texas
In Galveston County, Texas, homebuyers paid a median of $8,384 in closing costs in 2024 — near the Texas median of $8,418. The county saw 4,489 purchase mortgages at a median rate of 6.38%. Among lenders with 10+ originations, LENNAR MORTGAGE, LLC offered the lowest median costs at $1,145, which is $6,267 less than the county median.
Homebuyers in Galveston County County who chose LENNAR MORTGAGE, LLC paid $7,239 less in closing costs than the county median.
County Median Costs
$8,384
−0.4% vs Texas ($8,418)
Median Rate
6.380%
−3.6% vs national (6.620%)
Median Origination
$2,257
Purchase Originations
4,489
vs Texas Median
0.4% below
$-34
vs National Median
24.4% above
$1,643
Lender rankings in Galveston County County
59 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,430 | 6.375% | $0 | 17 | −$3,020 | |
| 2 | $3,507 | 6.250% | $1,619 | 20 | −$2,943 | |
| 3 | $4,039 | 5.812% | $0 | 62 | −$2,411 | |
| 4 | $4,117 | 4.990% | $1,776 | 162 | −$2,333 | |
| 5 | $4,552 | 6.438% | $1,160 | 16 | −$1,898 | |
| 6 | $4,605 | 6.624% | $1,430 | 29 | −$1,845 | |
| 7 | $4,785 | 6.490% | $1,515 | 63 | −$1,665 | |
| 8 | $5,195 | 6.375% | $1,500 | 146 | −$1,255 | |
| 9 | $5,377 | 6.500% | $3,106 | 14 | −$1,073 | |
| 10 | $5,719 | 6.375% | $2,000 | 25 | −$731 | |
| 11 | $5,754 | 6.625% | $2,843 | 10 | −$696 | |
| 12 | $5,862 | 7.000% | $2,044 | 59 | −$588 | |
| 13 | $5,920 | 6.250% | $2,971 | 20 | −$530 | |
| 14 | $6,020 | 6.990% | $2,136 | 23 | −$430 | |
| 15 | $6,027 | 5.625% | $126 | 52 | −$423 | |
| 16 | $6,370 | 6.500% | $1,573 | 25 | −$80 | |
| 17 | $6,387 | 6.500% | $1,947 | 127 | −$63 | |
| 18 | $6,463 | 7.125% | $3,047 | 28 | +$13 | |
| 19 | $6,629 | 6.625% | $2,741 | 20 | +$179 | |
| 20 | $6,712 | 6.900% | $2,121 | 13 | +$262 | |
| 21 | $6,802 | 6.375% | $4,836 | 63 | +$352 | |
| 22 | $6,878 | 6.625% | $2,659 | 10 | +$428 | |
| 23 | $6,898 | 6.625% | $3,396 | 179 | +$448 | |
| 24 | $6,898 | 6.625% | $3,910 | 22 | +$448 | |
| 25 | $7,087 | 6.531% | $3,837 | 10 | +$637 | |
| 26 | $7,216 | 5.750% | $3,376 | 64 | +$766 | |
| 27 | $7,256 | 6.375% | $3,101 | 30 | +$806 | |
| 28 | $7,258 | 6.625% | $3,030 | 14 | +$808 | |
| 29 | $7,371 | 6.624% | $2,344 | 23 | +$921 | |
| 30 | $7,386 | 6.750% | $3,343 | 35 | +$936 | |
| 31 | $7,508 | 6.500% | $4,478 | 142 | +$1,058 | |
| 32 | $7,573 | 6.625% | $3,641 | 33 | +$1,123 | |
| 33 | $7,592 | 6.312% | $2,812 | 14 | +$1,142 | |
| 34 | $7,709 | 6.625% | $3,464 | 17 | +$1,259 | |
| 35 | $7,740 | 6.625% | $3,532 | 36 | +$1,290 | |
| 36 | $7,783 | 6.625% | $4,235 | 39 | +$1,333 | |
| 37 | $8,323 | 6.625% | $4,178 | 14 | +$1,873 | |
| 38 | $8,379 | 6.875% | $4,191 | 108 | +$1,929 | |
| 39 | $8,494 | 6.625% | $1,800 | 35 | +$2,044 | |
| 40 | $8,546 | 6.375% | $5,225 | 14 | +$2,096 | |
| 41 | $8,569 | 6.875% | $4,910 | 13 | +$2,119 | |
| 42 | $8,578 | 6.875% | $4,600 | 38 | +$2,128 | |
| 43 | $8,589 | 6.990% | $4,431 | 19 | +$2,139 | |
| 44 | $8,620 | 6.990% | $5,080 | 11 | +$2,170 | |
| 45 | $9,515 | 6.562% | $5,727 | 24 | +$3,065 | |
| 46 | $10,670 | 5.990% | $5,533 | 26 | +$4,220 | |
| 47 | $11,200 | 6.500% | $3,852 | 14 | +$4,750 | |
| 48 | $11,591 | 6.433% | $6,896 | 12 | +$5,141 | |
| 49 | $11,954 | 6.625% | $7,887 | 11 | +$5,504 | |
| 50 | $16,602 | 8.375% | $11,715 | 11 | +$10,152 | |
| 51 | $26,853 | 6.625% | $1,800 | 42 | +$20,403 |
Includes lenders with 10+ purchase originations in Galveston County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Texas → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.