TEXAS DOW EMPLOYEES CREDIT UNION closing costs and rates (2024)
In 2024, TEXAS DOW EMPLOYEES CREDIT UNION originated 625 purchase mortgages at a median interest rate of 7.00% and median total closing costs of $6,147. That ranks #552 nationally by origination volume. For total closing costs among lenders with 500+ originations, TEXAS DOW EMPLOYEES CREDIT UNION ranks #290. That is $594 below the national median of $6,741. TEXAS DOW EMPLOYEES CREDIT UNION is most active in Texas with 625 originations there.
Purchase Originations
625
Ranked #552 nationally
Median Total Costs
$6,147
−8.8% vs national ($6,741)
Median Rate
7.000%
+5.7% vs national (6.620%)
Median Origination
$2,700
Median Lender Credits
$2,639
Cost Rank (500+ vol.)
#290
among lenders with 500+ originations
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 592 | 7.000% | $6,025 | $2,700 |
| fha | 28 | 6.312% | $10,734 | $2,754 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Texas | 625 | 7.000% | $6,147 | #99 |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,179 | 7.125% | — | 3 | −$2,968 | |
| 2 | $3,920 | 6.938% | — | 10 | −$2,227 | |
| 3 | $4,388 | 7.438% | — | 8 | −$1,759 | |
| 4 | $5,011 | 6.875% | — | 14 | −$1,136 | |
| 5 | $5,153 | 7.062% | — | 8 | −$994 | |
| 6 | $5,433 | 7.000% | — | 67 | −$714 | |
| 7 | $5,561 | 7.375% | — | 11 | −$586 | |
| 8 | $5,638 | 6.438% | — | 4 | −$509 | |
| 9 | $5,868 | 6.000% | — | 4 | −$279 | |
| 10 | $5,970 | 7.125% | — | 173 | −$177 | |
| 11 | $6,393 | 6.125% | — | 3 | +$246 | |
| 12 | $6,493 | 6.875% | — | 147 | +$346 | |
| 13 | $6,553 | 7.000% | — | 31 | +$406 | |
| 14 | $6,847 | 6.375% | — | 5 | +$700 | |
| 15 | $7,228 | 6.875% | — | 39 | +$1,081 | |
| 16 | $7,366 | 7.875% | — | 3 | +$1,219 | |
| 17 | $7,917 | 7.000% | — | 5 | +$1,770 | |
| 18 | $8,456 | 7.125% | — | 33 | +$2,309 | |
| 19 | $8,878 | 6.750% | — | 8 | +$2,731 | |
| 20 | $9,311 | 6.625% | — | 4 | +$3,164 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.