GULF COAST EDUCATORS FEDERAL CREDIT UNION closing costs and rates (2024)
In 2024, GULF COAST EDUCATORS FEDERAL CREDIT UNION originated 197 purchase mortgages at a median interest rate of 6.50% and median total closing costs of $5,805. That is $936 below the national median of $6,741. GULF COAST EDUCATORS FEDERAL CREDIT UNION is most active in Texas with 197 originations there.
Purchase Originations
197
Median Total Costs
$5,805
−13.9% vs national ($6,741)
Median Rate
6.500%
−1.8% vs national (6.620%)
Median Origination
$2,000
Median Lender Credits
$85
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 197 | 6.500% | $5,805 | $2,000 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Texas | 197 | 6.500% | $5,805 | #199 |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $4,779 | 7.000% | — | 1 | −$1,026 | |
| 2 | $4,946 | 7.250% | — | 1 | −$859 | |
| 3 | $5,258 | 6.850% | — | 1 | −$547 | |
| 4 | $5,453 | 7.000% | — | 1 | −$352 | |
| 5 | $5,683 | 6.500% | — | 103 | −$122 | |
| 6 | $5,719 | 6.375% | — | 25 | −$86 | |
| 7 | $5,751 | 6.675% | — | 2 | −$54 | |
| 8 | $5,882 | 6.250% | — | 11 | +$77 | |
| 9 | $6,001 | 6.987% | — | 2 | +$196 | |
| 10 | $6,149 | 7.100% | — | 2 | +$344 | |
| 11 | $6,245 | 6.425% | — | 4 | +$440 | |
| 12 | $6,289 | 6.000% | — | 1 | +$484 | |
| 13 | $6,357 | 6.250% | — | 6 | +$552 | |
| 14 | $6,449 | 6.125% | — | 7 | +$644 | |
| 15 | $6,553 | 6.375% | — | 10 | +$748 | |
| 16 | $6,831 | 6.600% | — | 1 | +$1,026 | |
| 17 | $6,940 | 6.375% | — | 2 | +$1,135 | |
| 18 | $7,086 | 6.250% | — | 3 | +$1,281 | |
| 19 | $7,525 | 6.375% | — | 1 | +$1,720 | |
| 20 | $12,669 | 6.225% | — | 1 | +$6,864 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.