Homebuyers in Shelby County County who chose SIRVA MORTGAGE, INC. paid $6,418 less in closing costs than the county median.
County Median Costs
$6,418
−4.0% vs Tennessee ($6,683)
Median Rate
6.380%
−1.7% vs national (6.490%)
Median Origination
$1,565
Purchase Originations
5,628
Denial Rate
6.7%
vs Tennessee avg (9.7%)
vs Tennessee Median
4.0% below
$-265
vs National Median
3.9% below
$-262
62 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $0 | 6.500% | $0 | 13 | −$5,094 | |
| 2 | $450 | 6.750% | $1,433 | 74 | −$4,644 | |
| 3 | $2,622 | 5.500% | $0 | 13 | −$2,472 | |
| 4 | $3,383 | 6.125% | $1,319 | 43 | −$1,711 | |
| 5 | $3,694 | 6.000% | $635 | 13 | −$1,400 | |
| 6 | $3,696 | 6.875% | $1,014 | 10 | −$1,398 | |
| 7 | $3,742 | 6.125% | $0 | 145 | −$1,352 | |
| 8 | $4,023 | 6.375% | $940 | 14 | −$1,071 | |
| 9 | $4,088 | 6.375% | $1,245 | 11 | −$1,006 | |
| 10 | $4,250 | 7.250% | $1,110 | 19 | −$844 | |
| 11 | $4,383 | 6.812% | $1,200 | 22 | −$711 | |
| 12 | $4,461 | 6.500% | $645 | 66 | −$633 | |
| 13 | $4,492 | 6.375% | $1,125 | 84 | −$602 | |
| 14 | $4,507 | 6.490% | $1,291 | 62 | −$587 | |
| 15 | $4,548 | 6.875% | $1,335 | 55 | −$546 | |
| 16 | $4,602 | 6.375% | $845 | 138 | −$492 | |
| 17 | $4,690 | 6.500% | $1,250 | 144 | −$404 | |
| 18 | $4,786 | 6.750% | $212 | 63 | −$308 | |
| 19 | $4,795 | 6.375% | $1,275 | 30 | −$299 | |
| 20 | $4,829 | 6.625% | $1,390 | 19 | −$265 | |
| 21 | $4,915 | 6.624% | $1,240 | 83 | −$179 | |
| 22 | $5,038 | 6.375% | $1,890 | 83 | −$56 | |
| 23 | $5,153 | 6.375% | $1,195 | 311 | +$59 | |
| 24 | $5,156 | 6.500% | $1,198 | 294 | +$62 | |
| 25 | $5,158 | 6.500% | $1,095 | 11 | +$64 |
Includes lenders with 10+ purchase originations in Shelby County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Tennessee → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.