Homebuyers in Providence County County who chose NAVY FEDERAL CREDIT UNION paid $2,960 less in closing costs than the county median.
County Median Costs
$6,135
+7.0% vs Rhode Island ($5,735)
Median Rate
6.500%
+0.1% vs national (6.490%)
Median Origination
$1,945
Purchase Originations
4,644
Denial Rate
5.6%
vs Rhode Island avg (5.0%)
vs Rhode Island Median
7.0% above
$400
vs National Median
8.2% below
$-545
56 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,175 | 6.625% | $0 | 15 | −$1,774 | |
| 2 | $3,567 | 6.500% | $695 | 327 | −$1,382 | |
| 3 | $3,699 | 6.250% | $850 | 19 | −$1,250 | |
| 4 | $3,709 | 6.250% | $850 | 80 | −$1,240 | |
| 5 | $3,909 | 6.375% | $599 | 23 | −$1,040 | |
| 6 | $4,073 | 6.000% | $1,045 | 41 | −$876 | |
| 7 | $4,113 | 6.375% | $990 | 48 | −$836 | |
| 8 | $4,247 | 6.500% | $1,095 | 64 | −$702 | |
| 9 | $4,410 | 6.624% | $1,499 | 24 | −$539 | |
| 10 | $4,429 | 6.375% | $1,125 | 16 | −$520 | |
| 11 | $4,494 | 5.625% | $1,499 | 179 | −$455 | |
| 12 | $4,517 | 6.933% | $2,268 | 10 | −$432 | |
| 13 | $4,533 | 6.125% | $1,579 | 42 | −$416 | |
| 14 | $4,576 | 6.375% | $2,022 | 27 | −$373 | |
| 15 | $4,591 | 6.625% | $1,850 | 39 | −$358 | |
| 16 | $4,648 | 6.750% | $1,726 | 145 | −$300 | |
| 17 | $4,709 | 6.625% | $1,545 | 34 | −$240 | |
| 18 | $4,712 | 6.562% | $1,145 | 48 | −$237 | |
| 19 | $4,720 | 6.433% | $1,499 | 50 | −$229 | |
| 20 | $4,723 | 6.812% | $1,572 | 34 | −$226 | |
| 21 | $4,860 | 6.625% | $1,662 | 10 | −$89 | |
| 22 | $4,942 | 6.500% | $1,590 | 101 | −$6 | |
| 23 | $5,024 | 6.875% | $1,640 | 89 | +$75 | |
| 24 | $5,050 | 6.750% | $1,920 | 98 | +$101 | |
| 25 | $5,080 | 6.312% | $2,490 | 10 | +$131 |
Includes lenders with 10+ purchase originations in Providence County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Rhode Island → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.