Lowest closing cost mortgage lenders in Providence County County, Rhode Island
In Providence County, Rhode Island, homebuyers paid a median of $5,998 in closing costs in 2024 — above the Rhode Island median of $5,612. The county saw 4,335 purchase mortgages at a median rate of 6.62%. Among lenders with 10+ originations, PRIMARY RESIDENTIAL MORTGAGE, INC. offered the lowest median costs at $0, which is $15,249 less than the county median.
Homebuyers in Providence County County who chose PRIMARY RESIDENTIAL MORTGAGE, INC. paid $5,998 less in closing costs than the county median.
County Median Costs
$5,998
+6.9% vs Rhode Island ($5,612)
Median Rate
6.620%
+0.0% vs national (6.620%)
Median Origination
$2,185
Purchase Originations
4,335
vs Rhode Island Median
6.9% above
$386
vs National Median
11.0% below
$-743
Lender rankings in Providence County County
50 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,083 | 6.500% | $0 | 18 | −$1,762 | |
| 2 | $3,178 | 6.438% | $600 | 16 | −$1,667 | |
| 3 | $3,440 | 6.438% | $550 | 20 | −$1,404 | |
| 4 | $3,487 | 6.750% | $695 | 295 | −$1,358 | |
| 5 | $3,521 | 6.625% | $750 | 11 | −$1,324 | |
| 6 | $3,805 | 6.500% | $750 | 73 | −$1,040 | |
| 7 | $3,862 | 6.500% | $995 | 29 | −$983 | |
| 8 | $3,944 | 5.933% | $995 | 74 | −$901 | |
| 9 | $4,084 | 6.625% | $895 | 45 | −$761 | |
| 10 | $4,147 | 6.375% | $1,354 | 27 | −$698 | |
| 11 | $4,159 | 6.875% | $950 | 17 | −$686 | |
| 12 | $4,179 | 5.875% | $1,499 | 156 | −$666 | |
| 13 | $4,214 | 6.625% | $990 | 51 | −$632 | |
| 14 | $4,345 | 6.624% | $1,399 | 50 | −$500 | |
| 15 | $4,381 | 6.625% | $1,200 | 96 | −$464 | |
| 16 | $4,391 | 6.624% | $1,499 | 26 | −$454 | |
| 17 | $4,591 | 6.875% | $1,555 | 45 | −$254 | |
| 18 | $4,652 | 6.875% | $1,733 | 127 | −$194 | |
| 19 | $4,718 | 6.875% | $1,664 | 37 | −$127 | |
| 20 | $4,779 | 6.875% | $2,043 | 39 | −$66 | |
| 21 | $4,947 | 6.750% | $2,101 | 29 | +$102 | |
| 22 | $5,074 | 6.875% | $1,640 | 64 | +$229 | |
| 23 | $5,080 | 6.990% | $2,033 | 87 | +$235 | |
| 24 | $5,356 | 6.937% | $1,846 | 241 | +$511 | |
| 25 | $5,390 | 6.600% | $2,140 | 45 | +$545 | |
| 26 | $5,718 | 6.624% | $3,349 | 10 | +$873 | |
| 27 | $5,719 | 6.625% | $3,678 | 68 | +$874 | |
| 28 | $5,767 | 6.933% | $2,450 | 18 | +$922 | |
| 29 | $5,773 | 6.875% | $3,106 | 44 | +$928 | |
| 30 | $5,798 | 6.875% | $3,110 | 13 | +$953 | |
| 31 | $5,900 | 7.125% | $3,021 | 19 | +$1,055 | |
| 32 | $6,383 | 6.500% | $2,228 | 61 | +$1,538 | |
| 33 | $6,520 | 6.990% | $2,892 | 40 | +$1,675 | |
| 34 | $6,610 | 6.990% | $3,204 | 50 | +$1,765 | |
| 35 | $6,838 | 6.990% | $4,080 | 13 | +$1,993 | |
| 36 | $6,872 | 6.990% | $3,180 | 23 | +$2,027 | |
| 37 | $7,130 | 6.990% | $4,300 | 50 | +$2,285 | |
| 38 | $7,147 | 6.625% | $4,123 | 103 | +$2,302 | |
| 39 | $7,148 | 6.750% | $3,611 | 26 | +$2,304 | |
| 40 | $7,359 | 7.125% | $4,389 | 124 | +$2,514 | |
| 41 | $7,423 | 6.990% | $5,010 | 79 | +$2,578 | |
| 42 | $7,790 | 6.990% | $4,816 | 25 | +$2,946 | |
| 43 | $8,142 | 7.000% | $5,395 | 31 | +$3,297 | |
| 44 | $8,521 | 6.938% | $5,921 | 50 | +$3,676 | |
| 45 | $9,060 | 6.875% | $6,429 | 17 | +$4,215 | |
| 46 | $9,911 | 7.125% | $6,734 | 30 | +$5,066 | |
| 47 | $11,250 | 6.625% | $7,858 | 15 | +$6,405 |
Includes lenders with 10+ purchase originations in Providence County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Rhode Island → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.