Lowest closing cost mortgage lenders in Montgomery County County, Pennsylvania
In Montgomery County, Pennsylvania, homebuyers paid a median of $7,536 in closing costs in 2024 — above the Pennsylvania median of $6,553. The county saw 6,858 purchase mortgages at a median rate of 6.62%. Among lenders with 10+ originations, PULTE MORTGAGE LLC offered the lowest median costs at $718, which is $6,349 less than the county median.
Homebuyers in Montgomery County County who chose PULTE MORTGAGE LLC paid $6,818 less in closing costs than the county median.
County Median Costs
$7,536
+15.0% vs Pennsylvania ($6,553)
Median Rate
6.620%
+0.0% vs national (6.620%)
Median Origination
$2,506
Purchase Originations
6,858
vs Pennsylvania Median
15.0% above
$983
vs National Median
11.8% above
$795
Lender rankings in Montgomery County County
97 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $718 | 6.625% | $0 | 103 | −$6,349 | |
| 2 | $4,092 | 6.438% | $645 | 24 | −$2,975 | |
| 3 | $4,123 | 6.062% | $550 | 36 | −$2,944 | |
| 4 | $4,479 | 6.688% | $849 | 18 | −$2,588 | |
| 5 | $4,513 | 6.250% | $250 | 37 | −$2,554 | |
| 6 | $4,544 | 6.125% | $700 | 65 | −$2,524 | |
| 7 | $4,575 | 6.375% | $0 | 47 | −$2,492 | |
| 8 | $4,678 | 6.375% | $550 | 14 | −$2,389 | |
| 9 | $4,808 | 6.000% | $695 | 11 | −$2,259 | |
| 10 | $4,980 | 6.500% | $250 | 11 | −$2,087 | |
| 11 | $5,062 | 6.375% | $795 | 75 | −$2,005 | |
| 12 | $5,200 | 4.990% | $870 | 92 | −$1,867 | |
| 13 | $5,230 | 6.250% | $1,387 | 75 | −$1,837 | |
| 14 | $5,405 | 6.490% | $1,500 | 35 | −$1,662 | |
| 15 | $5,573 | 6.490% | $995 | 41 | −$1,494 | |
| 16 | $5,613 | 6.625% | $1,495 | 12 | −$1,454 | |
| 17 | $5,657 | 6.312% | $1,322 | 12 | −$1,410 | |
| 18 | $5,661 | 6.625% | $1,495 | 158 | −$1,406 | |
| 19 | $5,680 | 6.438% | $1,145 | 18 | −$1,387 | |
| 20 | $5,739 | 7.188% | $1,295 | 14 | −$1,328 | |
| 21 | $5,825 | 6.490% | $1,490 | 26 | −$1,242 | |
| 22 | $5,863 | 6.150% | $815 | 28 | −$1,204 | |
| 23 | $5,943 | 6.750% | $1,395 | 31 | −$1,124 | |
| 24 | $5,962 | 6.240% | $2,018 | 10 | −$1,105 | |
| 25 | $5,972 | 6.500% | $1,425 | 107 | −$1,095 | |
| 26 | $6,032 | 6.625% | $1,295 | 63 | −$1,035 | |
| 27 | $6,044 | 6.375% | $1,615 | 71 | −$1,023 | |
| 28 | $6,048 | 6.625% | $1,744 | 41 | −$1,019 | |
| 29 | $6,062 | 6.562% | $2,609 | 12 | −$1,005 | |
| 30 | $6,141 | 6.500% | $950 | 58 | −$926 | |
| 31 | $6,254 | 6.625% | $1,625 | 47 | −$813 | |
| 32 | $6,278 | 6.375% | $1,630 | 66 | −$789 | |
| 33 | $6,356 | 6.500% | $1,060 | 24 | −$711 | |
| 34 | $6,399 | 6.933% | $1,445 | 20 | −$668 | |
| 35 | $6,431 | 6.625% | $1,250 | 30 | −$636 | |
| 36 | $6,444 | 6.500% | $0 | 39 | −$623 | |
| 37 | $6,484 | 6.625% | $2,630 | 73 | −$583 | |
| 38 | $6,519 | 6.558% | $1,930 | 14 | −$548 | |
| 39 | $6,572 | 6.875% | $2,274 | 76 | −$495 | |
| 40 | $6,668 | 6.781% | $1,595 | 188 | −$399 | |
| 41 | $6,672 | 6.990% | $1,300 | 41 | −$395 | |
| 42 | $6,844 | 6.500% | $1,335 | 69 | −$223 | |
| 43 | $6,849 | 6.500% | $3,245 | 59 | −$218 | |
| 44 | $6,907 | 6.688% | $3,365 | 36 | −$160 | |
| 45 | $6,908 | 6.125% | $2,798 | 52 | −$159 | |
| 46 | $6,984 | 6.562% | $3,940 | 14 | −$83 | |
| 47 | $7,016 | 6.625% | $3,005 | 33 | −$51 | |
| 48 | $7,032 | 6.500% | $5,134 | 261 | −$35 | |
| 49 | $7,034 | 6.875% | $2,585 | 230 | −$33 | |
| 50 | $7,037 | 7.250% | $2,512 | 12 | −$30 | |
| 51 | $7,121 | 6.990% | $3,140 | 49 | +$54 | |
| 52 | $7,156 | 6.500% | $2,964 | 13 | +$89 | |
| 53 | $7,157 | 6.500% | $2,871 | 17 | +$90 | |
| 54 | $7,298 | 6.625% | $3,862 | 12 | +$230 | |
| 55 | $7,299 | 6.375% | $1,646 | 44 | +$232 | |
| 56 | $7,301 | 6.875% | $1,870 | 19 | +$234 | |
| 57 | $7,361 | 6.438% | $1,060 | 46 | +$294 | |
| 58 | $7,420 | 6.750% | $3,355 | 94 | +$353 | |
| 59 | $7,472 | 6.525% | $2,728 | 339 | +$405 | |
| 60 | $7,587 | 6.990% | $2,789 | 64 | +$520 | |
| 61 | $7,597 | 6.500% | $1,195 | 81 | +$530 | |
| 62 | $7,792 | 6.938% | $3,507 | 12 | +$725 | |
| 63 | $7,936 | 6.625% | $1,832 | 13 | +$869 | |
| 64 | $7,975 | 6.625% | $4,064 | 58 | +$908 | |
| 65 | $8,127 | 6.625% | $3,932 | 57 | +$1,060 | |
| 66 | $8,167 | 6.938% | $1,449 | 30 | +$1,100 | |
| 67 | $8,253 | 6.625% | $4,475 | 576 | +$1,186 | |
| 68 | $8,296 | 6.125% | $1,040 | 19 | +$1,229 | |
| 69 | $8,318 | 6.625% | $4,352 | 239 | +$1,251 | |
| 70 | $8,322 | 6.990% | $4,084 | 14 | +$1,255 | |
| 71 | $8,337 | 6.812% | $4,775 | 10 | +$1,270 | |
| 72 | $8,544 | 6.875% | $5,075 | 11 | +$1,477 | |
| 73 | $8,615 | 6.812% | $4,454 | 26 | +$1,548 | |
| 74 | $8,799 | 6.750% | $5,316 | 10 | +$1,732 | |
| 75 | $8,867 | 6.625% | $5,340 | 21 | +$1,800 | |
| 76 | $8,885 | 6.625% | $4,880 | 61 | +$1,818 | |
| 77 | $9,060 | 6.990% | $5,143 | 26 | +$1,993 | |
| 78 | $9,322 | 6.625% | $5,211 | 13 | +$2,255 | |
| 79 | $9,435 | 6.625% | $5,541 | 37 | +$2,368 | |
| 80 | $9,542 | 6.625% | $5,377 | 85 | +$2,475 | |
| 81 | $9,804 | 6.875% | $5,980 | 71 | +$2,737 | |
| 82 | $9,852 | 6.625% | $5,756 | 24 | +$2,785 | |
| 83 | $9,857 | 6.808% | $5,604 | 24 | +$2,790 | |
| 84 | $9,999 | 6.688% | $5,988 | 66 | +$2,932 | |
| 85 | $10,318 | 6.625% | $6,655 | 21 | +$3,250 | |
| 86 | $10,349 | 6.625% | $5,396 | 85 | +$3,282 | |
| 87 | $10,652 | 6.624% | $6,659 | 164 | +$3,585 | |
| 88 | $10,978 | 7.250% | $4,745 | 12 | +$3,911 | |
| 89 | $11,214 | 6.750% | $6,995 | 21 | +$4,147 | |
| 90 | $11,240 | 6.625% | $7,288 | 21 | +$4,173 | |
| 91 | $11,645 | 6.562% | $6,338 | 20 | +$4,578 | |
| 92 | $11,833 | 6.625% | $7,804 | 74 | +$4,766 | |
| 93 | $11,866 | 6.625% | $5,870 | 40 | +$4,799 | |
| 94 | $11,888 | 6.750% | $7,675 | 14 | +$4,821 | |
| 95 | $12,776 | 6.812% | $1,443 | 20 | +$5,709 |
Includes lenders with 10+ purchase originations in Montgomery County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Pennsylvania → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.