Purchase Originations
319
Median Total Costs
$6,199
−7.2% vs national ($6,680)
↓ $1,146 vs prior year
Median Rate
6.750%
+4.0% vs national (6.490%)
↓ 0.183% vs prior year
Median Origination
$1,490
Median Lender Credits
$3,307
Denial Rate
2.9%
vs national avg (9.0%)
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 258 | 6.750% | $5,864 | $1,490 |
| fha | 60 | 6.688% | $13,245 | $1,495 |
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Pennsylvania | 276 | 6.688% | $6,237 | #78 |
| New Jersey | 28 | 6.688% | $6,933 | — |
| Florida | 12 | 7.000% | $5,743 | — |
| Maryland | 2 | 6.683% | $5,162 | — |
| Ohio | 1 | 6.625% | $5,396 | — |
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $4,454 | 6.750% | — | 1 | −$1,745 | |
| 2 | $4,642 | 6.875% | — | 1 | −$1,557 | |
| 3 | $4,780 | 7.250% | — | 3 | −$1,419 | |
| 4 | $5,113 | 6.375% | — | 1 | −$1,086 | |
| 5 | $5,211 | 6.990% | — | 1 | −$988 | |
| 6 | $5,391 | 6.375% | — | 5 | −$808 | |
| 7 | $5,475 | 6.875% | — | 1 | −$724 | |
| 8 | $5,779 | 6.750% | — | 3 | −$420 | |
| 9 | $5,801 | 6.625% | — | 78 | −$398 | |
| 10 | $5,814 | 6.875% | — | 5 | −$385 | |
| 11 | $6,154 | 6.688% | — | 6 | −$45 | |
| 12 | $6,176 | 6.750% | — | 3 | −$23 | |
| 13 | $6,177 | 7.250% | — | 1 | −$22 | |
| 14 | $6,674 | 6.500% | — | 1 | +$475 | |
| 15 | $6,789 | 6.750% | — | 125 | +$590 | |
| 16 | $6,812 | 6.750% | — | 47 | +$613 | |
| 17 | $7,394 | 6.750% | — | 11 | +$1,195 | |
| 18 | $7,609 | 6.870% | — | 10 | +$1,410 | |
| 19 | $7,804 | 6.750% | — | 3 | +$1,605 | |
| 20 | $8,205 | 6.125% | — | 4 | +$2,006 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2025. Sorted by median total loan costs.
Peer set: the 50 highest-volume U.S. mortgage lenders in 2025 (min. 8,254 purchase originations).
| Metric | Lending Capital Group Inc | Top-50 peer median | Difference |
|---|---|---|---|
| Median loan amount | $335,000 | $335,000 | +$0 (+0.0%) |
| Median total closing costs | $6,199 | $7,127 | −$928 (−13.0%) |
Other high-volume lenders side-by-side.
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.