LENDING CAPITAL GROUP Inc closing costs and rates (2024)
In 2024, LENDING CAPITAL GROUP Inc originated 334 purchase mortgages at a median interest rate of 6.93% and median total closing costs of $7,345. That is $604 above the national median of $6,741. LENDING CAPITAL GROUP Inc is most active in Pennsylvania with 271 originations there.
Purchase Originations
334
Median Total Costs
$7,345
+9.0% vs national ($6,741)
Median Rate
6.933%
+4.7% vs national (6.620%)
Median Origination
$2,630
Median Lender Credits
$818
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 289 | 6.990% | $6,594 | $2,351 |
| fha | 45 | 6.750% | $13,944 | $4,177 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Pennsylvania | 271 | 6.990% | $7,526 | #80 |
| New Jersey | 41 | 6.750% | $8,684 | — |
| Florida | 15 | 7.000% | $6,055 | — |
| Connecticut | 5 | 7.375% | $4,334 | — |
| Delaware | 2 | 6.688% | $4,598 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $4,168 | 7.125% | — | 3 | −$3,177 | |
| 2 | $4,549 | 6.500% | — | 3 | −$2,796 | |
| 3 | $4,862 | 6.875% | — | 3 | −$2,483 | |
| 4 | $5,114 | 7.125% | — | 5 | −$2,231 | |
| 5 | $5,743 | 6.688% | — | 4 | −$1,602 | |
| 6 | $5,908 | 7.312% | — | 6 | −$1,437 | |
| 7 | $6,031 | 6.875% | — | 5 | −$1,314 | |
| 8 | $6,258 | 6.875% | — | 2 | −$1,087 | |
| 9 | $6,544 | 6.812% | — | 64 | −$801 | |
| 10 | $7,187 | 6.875% | — | 2 | −$158 | |
| 11 | $7,266 | 6.990% | — | 53 | −$79 | |
| 12 | $8,215 | 6.990% | — | 115 | +$870 | |
| 13 | $8,396 | 6.875% | — | 8 | +$1,051 | |
| 14 | $8,425 | 6.625% | — | 12 | +$1,080 | |
| 15 | $8,531 | 6.625% | — | 2 | +$1,186 | |
| 16 | $8,655 | 6.875% | — | 7 | +$1,310 | |
| 17 | $9,024 | 6.812% | — | 2 | +$1,679 | |
| 18 | $9,173 | 6.625% | — | 8 | +$1,828 | |
| 19 | $9,345 | 6.875% | — | 4 | +$2,000 | |
| 20 | $10,745 | 6.990% | — | 7 | +$3,400 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.