Lowest closing cost mortgage lenders in Allegheny County County, Pennsylvania
In Allegheny County, Pennsylvania, homebuyers paid a median of $5,977 in closing costs in 2024 — below the Pennsylvania median of $6,553. The county saw 9,454 purchase mortgages at a median rate of 6.62%. Among lenders with 10+ originations, Pennsylvania State Employees Credit Union offered the lowest median costs at $3,211, which is $2,420 less than the county median.
Homebuyers in Allegheny County County who chose Pennsylvania State Employees Credit Union paid $2,766 less in closing costs than the county median.
County Median Costs
$5,977
−8.8% vs Pennsylvania ($6,553)
Median Rate
6.620%
+0.0% vs national (6.620%)
Median Origination
$1,850
Purchase Originations
9,454
vs Pennsylvania Median
8.8% below
$-576
vs National Median
11.3% below
$-764
Lender rankings in Allegheny County County
87 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,211 | 6.250% | $550 | 40 | −$2,420 | |
| 2 | $3,247 | 6.750% | $520 | 11 | −$2,384 | |
| 3 | $3,943 | 7.312% | $250 | 14 | −$1,688 | |
| 4 | $3,950 | 6.250% | $1,046 | 13 | −$1,681 | |
| 5 | $4,087 | 6.875% | $1,025 | 135 | −$1,544 | |
| 6 | $4,265 | 6.750% | $500 | 103 | −$1,366 | |
| 7 | $4,318 | 6.640% | $975 | 249 | −$1,313 | |
| 8 | $4,324 | 6.750% | $0 | 57 | −$1,307 | |
| 9 | $4,334 | 6.990% | $1,163 | 11 | −$1,297 | |
| 10 | $4,398 | 6.125% | $1,395 | 29 | −$1,234 | |
| 11 | $4,725 | 6.625% | $1,555 | 151 | −$906 | |
| 12 | $4,751 | 6.992% | $1,232 | 28 | −$880 | |
| 13 | $4,796 | 6.688% | $1,473 | 28 | −$835 | |
| 14 | $4,882 | 6.500% | $1,380 | 387 | −$749 | |
| 15 | $4,892 | 6.625% | $1,432 | 152 | −$739 | |
| 16 | $4,897 | 6.625% | $1,746 | 15 | −$734 | |
| 17 | $4,970 | 6.625% | $1,360 | 10 | −$661 | |
| 18 | $5,008 | 6.625% | $2,025 | 40 | −$623 | |
| 19 | $5,015 | 6.624% | $1,350 | 97 | −$616 | |
| 20 | $5,032 | 6.750% | $1,450 | 329 | −$599 | |
| 21 | $5,046 | 6.625% | $845 | 15 | −$585 | |
| 22 | $5,083 | 6.990% | $1,506 | 14 | −$548 | |
| 23 | $5,095 | 6.500% | $2,836 | 17 | −$536 | |
| 24 | $5,125 | 6.500% | $1,425 | 180 | −$506 | |
| 25 | $5,148 | 6.625% | $1,791 | 40 | −$483 | |
| 26 | $5,186 | 6.500% | $1,500 | 229 | −$445 | |
| 27 | $5,227 | 6.624% | $1,561 | 128 | −$404 | |
| 28 | $5,330 | 6.375% | $1,663 | 18 | −$301 | |
| 29 | $5,338 | 6.375% | $1,285 | 75 | −$293 | |
| 30 | $5,354 | 6.500% | $468 | 23 | −$277 | |
| 31 | $5,377 | 6.625% | $2,705 | 543 | −$254 | |
| 32 | $5,391 | 6.500% | $950 | 20 | −$240 | |
| 33 | $5,452 | 6.750% | $2,267 | 21 | −$179 | |
| 34 | $5,478 | 6.625% | $1,727 | 63 | −$153 | |
| 35 | $5,480 | 6.500% | $2,808 | 20 | −$151 | |
| 36 | $5,485 | 6.500% | $1,994 | 25 | −$146 | |
| 37 | $5,496 | 6.875% | $1,272 | 11 | −$136 | |
| 38 | $5,507 | 6.875% | $1,995 | 17 | −$124 | |
| 39 | $5,552 | 7.000% | $2,033 | 15 | −$79 | |
| 40 | $5,560 | 6.750% | $2,125 | 437 | −$71 | |
| 41 | $5,598 | 5.990% | $1,238 | 13 | −$33 | |
| 42 | $5,615 | 6.625% | $1,060 | 228 | −$16 | |
| 43 | $5,615 | 6.625% | $1,579 | 247 | −$16 | |
| 44 | $5,669 | 6.188% | $815 | 28 | +$38 | |
| 45 | $5,677 | 6.750% | $1,395 | 111 | +$46 | |
| 46 | $5,748 | 6.625% | $1,020 | 86 | +$117 | |
| 47 | $5,770 | 6.995% | $2,791 | 12 | +$139 | |
| 48 | $5,783 | 6.812% | $1,614 | 16 | +$152 | |
| 49 | $5,795 | 6.625% | $1,595 | 461 | +$164 | |
| 50 | $5,937 | 6.500% | $2,772 | 20 | +$306 | |
| 51 | $6,009 | 6.990% | $1,512 | 16 | +$378 | |
| 52 | $6,034 | 6.990% | $2,379 | 11 | +$403 | |
| 53 | $6,052 | 6.500% | $1,494 | 32 | +$421 | |
| 54 | $6,080 | 6.625% | $1,833 | 167 | +$449 | |
| 55 | $6,089 | 6.625% | $1,902 | 14 | +$458 | |
| 56 | $6,092 | 6.490% | $2,638 | 78 | +$461 | |
| 57 | $6,148 | 6.625% | $1,640 | 18 | +$517 | |
| 58 | $6,159 | 6.625% | $2,831 | 90 | +$528 | |
| 59 | $6,210 | 6.500% | $1,475 | 27 | +$579 | |
| 60 | $6,213 | 6.490% | $1,624 | 15 | +$582 | |
| 61 | $6,295 | 6.500% | $2,668 | 55 | +$664 | |
| 62 | $6,399 | 6.500% | $800 | 20 | +$768 | |
| 63 | $6,459 | 6.933% | $2,437 | 12 | +$828 | |
| 64 | $6,628 | 6.575% | $2,893 | 213 | +$997 | |
| 65 | $6,748 | 6.875% | $3,216 | 94 | +$1,117 | |
| 66 | $6,793 | 6.998% | $3,371 | 448 | +$1,162 | |
| 67 | $6,855 | 6.625% | $3,563 | 35 | +$1,224 | |
| 68 | $6,857 | 6.875% | $2,563 | 10 | +$1,226 | |
| 69 | $6,981 | 6.625% | $2,336 | 171 | +$1,350 | |
| 70 | $7,206 | 7.375% | $4,331 | 13 | +$1,575 | |
| 71 | $7,277 | 6.490% | $3,314 | 11 | +$1,646 | |
| 72 | $7,339 | 6.125% | $3,195 | 19 | +$1,708 | |
| 73 | $7,517 | 6.625% | $3,990 | 111 | +$1,886 | |
| 74 | $7,678 | 6.500% | $4,837 | 10 | +$2,047 | |
| 75 | $7,756 | 6.490% | $4,495 | 197 | +$2,125 | |
| 76 | $7,781 | 6.625% | $4,062 | 59 | +$2,150 | |
| 77 | $7,881 | 6.938% | $3,616 | 10 | +$2,250 | |
| 78 | $7,921 | 6.990% | $3,386 | 120 | +$2,290 | |
| 79 | $8,200 | 6.624% | $4,293 | 96 | +$2,569 | |
| 80 | $8,280 | 6.490% | $4,886 | 16 | +$2,649 | |
| 81 | $8,280 | 6.625% | $4,442 | 50 | +$2,649 | |
| 82 | $8,314 | 6.875% | $4,400 | 10 | +$2,683 | |
| 83 | $9,013 | 6.750% | $5,866 | 16 | +$3,382 | |
| 84 | $9,156 | 7.125% | $4,625 | 13 | +$3,525 | |
| 85 | $10,708 | 6.625% | $6,727 | 11 | +$5,077 |
Includes lenders with 10+ purchase originations in Allegheny County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Pennsylvania → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.