Homebuyers in Madison County County who chose Community Bank, National Association paid $4,662 less in closing costs than the county median.
County Median Costs
$4,662
−27.2% vs New York ($6,400)
Median Rate
6.500%
+0.1% vs national (6.490%)
Median Origination
$1,500
Purchase Originations
464
Denial Rate
9.2%
vs New York avg (8.5%)
vs New York Median
27.2% below
$-1,738
vs National Median
30.2% below
$-2,018
17 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $0 | 6.750% | $0 | 36 | −$4,387 | |
| 2 | $3,067 | 6.500% | $562 | 23 | −$1,320 | |
| 3 | $3,908 | 6.000% | $750 | 17 | −$479 | |
| 4 | $3,912 | 6.062% | $790 | 18 | −$475 | |
| 5 | $4,053 | 6.000% | $299 | 15 | −$334 | |
| 6 | $4,157 | 6.375% | $1,445 | 36 | −$230 | |
| 7 | $4,342 | 6.688% | $1,195 | 12 | −$45 | |
| 8 | $4,741 | 6.438% | $1,954 | 12 | +$354 | |
| 9 | $4,883 | 6.875% | $1,849 | 11 | +$496 | |
| 10 | $5,045 | 6.625% | $2,162 | 10 | +$658 | |
| 11 | $5,124 | 6.625% | $3,047 | 21 | +$737 | |
| 12 | $5,179 | 5.875% | $2,037 | 10 | +$792 | |
| 13 | $5,524 | 6.562% | $2,086 | 16 | +$1,137 | |
| 14 | $5,734 | 6.625% | $3,032 | 10 | +$1,347 | |
| 15 | $6,188 | 7.250% | $3,146 | 10 | +$1,801 |
Includes lenders with 10+ purchase originations in Madison County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in New York → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.