Homebuyers in Monmouth County County who chose NQM FUNDING, LLC paid $7,165 less in closing costs than the county median.
County Median Costs
$7,165
−4.1% vs New Jersey ($7,473)
Median Rate
6.500%
+0.1% vs national (6.490%)
Median Origination
$1,695
Purchase Originations
5,257
Denial Rate
5.7%
vs New Jersey avg (5.9%)
vs New Jersey Median
4.1% below
$-308
vs National Median
7.3% above
$485
81 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $0 | 7.624% | $0 | 33 | −$6,890 | |
| 2 | $2,836 | 6.500% | $0 | 23 | −$4,054 | |
| 3 | $4,572 | 6.250% | $1,245 | 11 | −$2,318 | |
| 4 | $4,675 | 5.990% | $1,175 | 40 | −$2,215 | |
| 5 | $5,016 | 5.625% | $1,395 | 15 | −$1,874 | |
| 6 | $5,169 | 6.375% | $790 | 24 | −$1,721 | |
| 7 | $5,208 | 5.125% | $870 | 87 | −$1,682 | |
| 8 | $5,278 | 6.250% | $820 | 115 | −$1,612 | |
| 9 | $5,463 | 6.125% | $0 | 21 | −$1,427 | |
| 10 | $5,502 | 6.625% | $1,645 | 10 | −$1,388 | |
| 11 | $5,660 | 6.875% | $1,690 | 39 | −$1,230 | |
| 12 | $5,740 | 6.750% | $1,590 | 43 | −$1,150 | |
| 13 | $5,752 | 6.625% | $1,395 | 353 | −$1,138 | |
| 14 | $5,791 | 6.624% | $1,595 | 44 | −$1,099 | |
| 15 | $5,808 | 6.250% | $1,145 | 17 | −$1,082 | |
| 16 | $5,812 | 6.375% | $1,841 | 164 | −$1,078 | |
| 17 | $5,815 | 5.750% | $1,500 | 31 | −$1,075 | |
| 18 | $5,818 | 6.438% | $1,640 | 172 | −$1,072 | |
| 19 | $5,893 | 6.625% | $1,400 | 46 | −$997 | |
| 20 | $5,983 | 6.625% | $1,499 | 38 | −$907 | |
| 21 | $6,091 | 7.000% | $1,095 | 12 | −$799 | |
| 22 | $6,143 | 6.750% | $1,695 | 12 | −$747 | |
| 23 | $6,161 | 6.500% | $1,125 | 25 | −$729 | |
| 24 | $6,184 | 6.875% | $1,599 | 77 | −$706 | |
| 25 | $6,194 | 6.575% | $1,590 | 142 | −$696 |
Includes lenders with 10+ purchase originations in Monmouth County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in New Jersey → Lender Directory
Found your lender? Make sure their quote is fair.
HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.