Homebuyers in Hudson County County who chose Columbia Bank paid $6,942 less in closing costs than the county median.
County Median Costs
$7,467
−0.1% vs New Jersey ($7,473)
Median Rate
6.380%
−1.7% vs national (6.490%)
Median Origination
$1,595
Purchase Originations
3,049
Denial Rate
7.5%
vs New Jersey avg (5.9%)
vs New Jersey Median
0.1% below
$-6
vs National Median
11.8% above
$787
49 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $525 | 5.000% | $0 | 16 | −$6,652 | |
| 2 | $4,827 | 5.750% | $0 | 57 | −$2,350 | |
| 3 | $5,299 | 5.750% | $495 | 65 | −$1,878 | |
| 4 | $5,470 | 6.125% | $1,100 | 206 | −$1,708 | |
| 5 | $5,551 | 6.375% | $790 | 11 | −$1,626 | |
| 6 | $5,573 | 6.308% | $1,193 | 10 | −$1,604 | |
| 7 | $5,592 | 5.625% | $825 | 21 | −$1,585 | |
| 8 | $5,595 | 6.750% | $1,395 | 12 | −$1,582 | |
| 9 | $5,865 | 6.490% | $1,595 | 27 | −$1,312 | |
| 10 | $5,873 | 7.000% | $1,095 | 33 | −$1,304 | |
| 11 | $5,985 | 5.925% | $815 | 20 | −$1,192 | |
| 12 | $6,271 | 6.625% | $1,640 | 65 | −$906 | |
| 13 | $6,468 | 6.625% | $1,400 | 43 | −$710 | |
| 14 | $6,469 | 6.375% | $1,245 | 21 | −$708 | |
| 15 | $6,491 | 6.500% | $1,590 | 395 | −$686 | |
| 16 | $6,548 | 5.750% | $950 | 72 | −$629 | |
| 17 | $6,749 | 5.750% | $1,500 | 39 | −$428 | |
| 18 | $6,757 | 6.163% | $1,242 | 12 | −$420 | |
| 19 | $6,811 | 6.500% | $3,277 | 117 | −$366 | |
| 20 | $6,817 | 6.750% | $2,182 | 19 | −$360 | |
| 21 | $7,177 | 6.000% | $1,090 | 67 | +$0 | |
| 22 | $7,477 | 5.750% | $1,780 | 47 | +$300 | |
| 23 | $7,575 | 6.250% | $1,858 | 14 | +$398 | |
| 24 | $7,796 | 6.525% | $1,840 | 24 | +$619 | |
| 25 | $7,877 | 6.575% | $1,495 | 380 | +$700 |
Includes lenders with 10+ purchase originations in Hudson County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in New Jersey → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.