Lowest closing cost mortgage lenders in Hudson County County, New Jersey
In Hudson County, New Jersey, homebuyers paid a median of $7,350 in closing costs in 2024 — below the New Jersey median of $7,624. The county saw 3,357 purchase mortgages at a median rate of 6.50%. Among lenders with 10+ originations, Columbia Bank offered the lowest median costs at $525, which is $6,514 less than the county median.
Homebuyers in Hudson County County who chose Columbia Bank paid $6,825 less in closing costs than the county median.
County Median Costs
$7,350
−3.6% vs New Jersey ($7,624)
Median Rate
6.500%
−1.8% vs national (6.620%)
Median Origination
$1,590
Purchase Originations
3,357
vs New Jersey Median
3.6% below
$-274
vs National Median
9.0% above
$609
Lender rankings in Hudson County County
47 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $525 | 5.000% | $0 | 28 | −$6,514 | |
| 2 | $4,816 | 6.312% | $1,145 | 22 | −$2,224 | |
| 3 | $5,054 | 5.750% | $825 | 29 | −$1,985 | |
| 4 | $5,419 | 6.312% | $1,125 | 54 | −$1,620 | |
| 5 | $5,443 | 5.875% | $495 | 34 | −$1,596 | |
| 6 | $5,716 | 6.375% | $1,275 | 242 | −$1,323 | |
| 7 | $5,726 | 6.375% | $414 | 14 | −$1,313 | |
| 8 | $5,750 | 7.250% | $955 | 17 | −$1,289 | |
| 9 | $5,870 | 6.375% | $1,495 | 17 | −$1,169 | |
| 10 | $5,994 | 6.750% | $1,490 | 14 | −$1,045 | |
| 11 | $6,055 | 6.250% | $1,160 | 18 | −$984 | |
| 12 | $6,125 | 6.624% | $1,275 | 101 | −$914 | |
| 13 | $6,229 | 6.875% | $1,708 | 18 | −$810 | |
| 14 | $6,294 | 6.625% | $1,590 | 418 | −$745 | |
| 15 | $6,323 | 6.990% | $3,390 | 19 | −$716 | |
| 16 | $6,327 | 7.125% | $2,116 | 11 | −$712 | |
| 17 | $6,541 | 6.375% | $1,061 | 43 | −$498 | |
| 18 | $6,553 | 6.500% | $950 | 85 | −$486 | |
| 19 | $6,638 | 5.921% | $1,242 | 29 | −$401 | |
| 20 | $6,846 | 6.625% | $365 | 12 | −$193 | |
| 21 | $6,852 | 6.625% | $1,640 | 19 | −$187 | |
| 22 | $6,864 | 6.625% | $1,962 | 83 | −$175 | |
| 23 | $6,924 | 6.250% | $1,180 | 17 | −$115 | |
| 24 | $6,962 | 6.000% | $1,440 | 54 | −$77 | |
| 25 | $7,001 | 6.750% | $1,299 | 56 | −$38 | |
| 26 | $7,128 | 6.500% | $1,275 | 23 | +$89 | |
| 27 | $7,162 | 6.125% | $1,090 | 101 | +$123 | |
| 28 | $7,463 | 6.500% | $4,240 | 105 | +$424 | |
| 29 | $7,636 | 6.125% | $2,223 | 67 | +$597 | |
| 30 | $7,639 | 6.250% | $1,920 | 16 | +$600 | |
| 31 | $7,790 | 6.625% | $1,395 | 371 | +$751 | |
| 32 | $7,822 | 6.875% | $2,435 | 17 | +$783 | |
| 33 | $7,979 | 5.850% | $815 | 31 | +$940 | |
| 34 | $8,006 | 6.625% | $3,673 | 15 | +$967 | |
| 35 | $8,088 | 6.250% | $1,590 | 24 | +$1,048 | |
| 36 | $8,125 | 6.812% | $2,354 | 12 | +$1,086 | |
| 37 | $8,129 | 6.990% | $2,950 | 12 | +$1,090 | |
| 38 | $8,188 | 6.625% | $4,053 | 20 | +$1,150 | |
| 39 | $8,235 | 6.990% | $5,078 | 15 | +$1,196 | |
| 40 | $8,325 | 6.375% | $1,195 | 52 | +$1,286 | |
| 41 | $8,795 | 6.990% | $3,431 | 19 | +$1,756 | |
| 42 | $9,699 | 6.933% | $5,567 | 12 | +$2,660 | |
| 43 | $10,366 | 6.625% | $6,345 | 55 | +$3,327 | |
| 44 | $11,029 | 6.750% | $4,451 | 24 | +$3,990 | |
| 45 | $11,047 | 6.625% | $6,342 | 11 | +$4,008 | |
| 46 | $12,132 | 6.625% | $7,680 | 161 | +$5,093 | |
| 47 | $12,255 | 6.990% | $7,929 | 28 | +$5,216 |
Includes lenders with 10+ purchase originations in Hudson County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in New Jersey → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.