What are the average closing costs in Hillsborough County County?

In Hillsborough County County, the median total loan costs on purchase mortgages were $4,659 in 2024, based on 3,424 originations.

Which lender has the lowest closing costs in Hillsborough County County?

Among lenders with 10+ originations in Hillsborough County County, NAVY FEDERAL CREDIT UNION had the lowest median total closing costs at $2,543 in 2024.

How do closing costs in Hillsborough County County compare to New Hampshire?

Hillsborough County County closing costs (median $4,659) are 0.8% below the New Hampshire state median of $4,696.

Lowest closing cost mortgage lenders in Hillsborough County County, New Hampshire

In Hillsborough County, New Hampshire, homebuyers paid a median of $4,659 in closing costs in 2024 — near the New Hampshire median of $4,696. The county saw 3,424 purchase mortgages at a median rate of 6.75%. Among lenders with 10+ originations, NAVY FEDERAL CREDIT UNION offered the lowest median costs at $2,543, which is $1,859 less than the county median.

Homebuyers in Hillsborough County County who chose NAVY FEDERAL CREDIT UNION paid $2,116 less in closing costs than the county median.

County Median Costs

$4,659

−0.8% vs New Hampshire ($4,696)

Median Rate

6.750%

+2.0% vs national (6.620%)

Median Origination

$1,697

Purchase Originations

3,424

vs New Hampshire Median

0.8% below

$-37

vs National Median

30.9% below

$-2,082

Lender rankings in Hillsborough County County

51 lenders with 10+ originations, ranked by median total loan costs.

Rank	Lender	Median Total Costs ↑	Median Rate ↕	Median Origination ↕	Volume ↕	vs. Median
1	NAVY FEDERAL CREDIT UNION	$2,543	6.500%	$0	19	−$1,859
2	TD Bank, National Association	$2,801	6.625%	$950	23	−$1,601
3	Triangle Credit Union	$2,879	6.375%	$500	12	−$1,523
4	FIRST TECHNOLOGY	$3,343	6.562%	$695	44	−$1,059
5	Service Federal Credit Union	$3,444	5.750%	$761	17	−$958
6	Bangor Savings Bank	$3,500	6.875%	$1,025	17	−$902
7	ARK-LA-TEX FINANCIAL SERVICES, LLC.	$3,514	6.990%	$1,287	24	−$888
8	SALEM FIVE MORTGAGE COMPANY, LLC	$3,562	6.625%	$1,164	17	−$840
9	Enterprise Bank and Trust Company	$3,680	6.490%	$975	28	−$722
10	Manufacturers and Traders Trust Company	$3,691	6.812%	$1,060	10	−$711
11	Bank of America, National Association	$3,822	6.438%	$1,343	16	−$580
12	JEANNE D'ARC CREDIT UNION	$3,909	6.490%	$995	29	−$493
13	ST. MARY'S BANK	$3,943	6.875%	$895	89	−$459
14	GUARANTEED RATE AFFINITY, LLC	$4,048	6.825%	$1,640	20	−$354
15	AMERANT MORTGAGE, LLC	$4,068	6.990%	$1,473	15	−$334
16	Leader Bank, National Association	$4,157	6.500%	$1,399	48	−$245
17	GUILD MORTGAGE COMPANY LLC	$4,160	6.750%	$1,772	223	−$242
18	JPMorgan Chase Bank, National Association	$4,233	6.625%	$1,582	22	−$169
19	Bar Harbor Bank & Trust	$4,234	7.000%	$795	26	−$168
20	RADIUS FINANCIAL GROUP INC.	$4,253	6.990%	$1,674	13	−$149
21	NEW AMERICAN FUNDING, LLC	$4,269	6.875%	$1,629	31	−$133
22	CMG MORTGAGE, INC.	$4,290	6.990%	$1,770	310	−$112
23	BAY EQUITY LLC	$4,304	6.625%	$1,595	17	−$98
24	HARBORONE MORTGAGE, LLC	$4,322	6.625%	$1,395	80	−$80
25	KEYSTONE FUNDING, INC.	$4,366	6.990%	$1,466	47	−$36
26	NORTHPOINT MORTGAGE, INC.	$4,368	6.875%	$1,595	48	−$34
27	FAIRWAY INDEPENDENT MORTGAGE CORPORATION	$4,424	6.990%	$1,637	107	+$22
28	GUARANTEED RATE, INC.	$4,516	6.625%	$1,640	74	+$114
29	MORTGAGE EQUITY PARTNERS LLC	$4,556	6.990%	$1,479	21	+$154
30	PENNYMAC LOAN SERVICES, LLC	$4,621	6.999%	$2,188	15	+$219
31	MOVEMENT MORTGAGE, LLC	$4,648	6.906%	$1,695	70	+$246
32	Luminate Home Loans, Inc.	$4,673	6.875%	$2,110	15	+$271
33	Citizens Bank, National Association	$4,682	6.500%	$1,319	25	+$280
34	BELLWETHER COMMUNITY CREDIT UNION	$4,687	6.875%	$2,217	12	+$285
35	LOANDEPOT.COM, LLC	$4,690	6.625%	$2,042	21	+$288
36	PRIMELENDING, A PLAINSCAPITAL COMPANY	$4,702	6.625%	$1,555	13	+$300
37	TOTAL MORTGAGE SERVICES, LLC	$4,934	6.750%	$2,473	52	+$532
38	CROSSCOUNTRY MORTGAGE, LLC	$4,991	6.990%	$2,502	118	+$589
39	AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC	$5,099	6.625%	$1,795	69	+$697
40	NEW FED MORTGAGE, CORP.	$5,185	6.990%	$1,688	15	+$783
41	NEWREZ LLC	$5,200	7.062%	$1,778	12	+$798
42	ENVOY MORTGAGE, LTD	$5,532	6.625%	$3,079	12	+$1,130
43	EVERETT FINANCIAL, INC.	$5,921	6.990%	$3,948	13	+$1,519
44	ROCKET MORTGAGE, LLC	$6,008	6.625%	$3,802	86	+$1,606
45	EMM LOANS LLC	$6,088	6.990%	$3,028	119	+$1,686
46	UNITED WHOLESALE MORTGAGE, LLC	$6,551	6.999%	$3,849	237	+$2,149
47	Merrimack County Savings Bank	$6,840	8.000%	$4,110	19	+$2,438
48	Plains Commerce Bank	$7,433	6.875%	$5,275	11	+$3,031
49	NATIONS DIRECT MORTGAGE, LLC	$8,909	6.625%	$6,682	10	+$4,507

Includes lenders with 10+ purchase originations in Hillsborough County County. Source: HMDA 2024. Sorted by median total loan costs.

View detailed closing cost breakdowns and user reviews for lenders in New Hampshire → Lender Directory

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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).

Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.