Lowest closing cost mortgage lenders in Randolph County County, North Carolina
In Randolph County, North Carolina, homebuyers paid a median of $6,119 in closing costs in 2024 — above the North Carolina median of $5,720. The county saw 1,253 purchase mortgages at a median rate of 6.62%. Among lenders with 10+ originations, DHI MORTGAGE COMPANY, LTD. offered the lowest median costs at $2,301, which is $2,452 less than the county median.
Homebuyers in Randolph County County who chose DHI MORTGAGE COMPANY, LTD. paid $3,818 less in closing costs than the county median.
County Median Costs
$6,119
+7.0% vs North Carolina ($5,720)
Median Rate
6.620%
+0.0% vs national (6.620%)
Median Origination
$2,500
Purchase Originations
1,253
vs North Carolina Median
7.0% above
$399
vs National Median
9.2% below
$-622
Lender rankings in Randolph County County
22 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,301 | 5.625% | $0 | 27 | −$2,452 | |
| 2 | $3,409 | 6.562% | $1,206 | 22 | −$1,344 | |
| 3 | $3,603 | 6.500% | $1,195 | 18 | −$1,150 | |
| 4 | $3,760 | 6.490% | $1,408 | 14 | −$993 | |
| 5 | $3,916 | 6.500% | $1,510 | 13 | −$837 | |
| 6 | $4,015 | 6.625% | $1,934 | 10 | −$738 | |
| 7 | $4,358 | 6.875% | $1,595 | 25 | −$395 | |
| 8 | $4,358 | 6.525% | $2,195 | 157 | −$395 | |
| 9 | $4,927 | 6.990% | $2,504 | 13 | +$174 | |
| 10 | $5,092 | 6.850% | $3,005 | 12 | +$339 | |
| 11 | $5,202 | 6.875% | $3,181 | 15 | +$449 | |
| 12 | $5,500 | 6.625% | $3,370 | 13 | +$747 | |
| 13 | $5,601 | 6.625% | $3,419 | 45 | +$848 | |
| 14 | $6,031 | 6.933% | $3,278 | 14 | +$1,278 | |
| 15 | $6,320 | 6.950% | $3,542 | 20 | +$1,567 | |
| 16 | $6,400 | 7.000% | $3,985 | 17 | +$1,647 | |
| 17 | $6,437 | 6.875% | $3,822 | 13 | +$1,684 | |
| 18 | $6,537 | 8.620% | $3,968 | 12 | +$1,784 | |
| 19 | $6,537 | 6.875% | $3,608 | 61 | +$1,784 |
Includes lenders with 10+ purchase originations in Randolph County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in North Carolina → Lender Directory
Found your lender? Make sure their quote is fair.
HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.