Homebuyers in Henderson County County who chose DHI MORTGAGE COMPANY, LTD. paid $5,054 less in closing costs than the county median.
County Median Costs
$5,240
−8.7% vs North Carolina ($5,736)
Median Rate
6.380%
−1.7% vs national (6.490%)
Median Origination
$1,773
Purchase Originations
1,346
Denial Rate
10.8%
vs North Carolina avg (9.1%)
vs North Carolina Median
8.7% below
$-496
vs National Median
21.6% below
$-1,440
26 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $186 | 5.500% | $0 | 89 | −$4,692 | |
| 2 | $3,057 | 6.250% | $0 | 11 | −$1,821 | |
| 3 | $3,596 | 6.875% | $1,074 | 12 | −$1,282 | |
| 4 | $4,243 | 6.521% | $1,495 | 51 | −$635 | |
| 5 | $4,245 | 6.250% | $1,325 | 22 | −$633 | |
| 6 | $4,282 | 6.750% | $975 | 51 | −$596 | |
| 7 | $4,334 | 6.125% | $1,445 | 11 | −$544 | |
| 8 | $4,550 | 6.500% | $1,500 | 43 | −$328 | |
| 9 | $4,818 | 6.375% | $1,632 | 11 | −$60 | |
| 10 | $4,874 | 5.888% | $2,500 | 106 | −$4 | |
| 11 | $4,904 | 6.750% | $2,797 | 42 | +$26 | |
| 12 | $4,965 | 6.275% | $1,495 | 30 | +$87 | |
| 13 | $4,990 | 6.812% | $2,339 | 10 | +$112 | |
| 14 | $5,100 | 6.625% | $1,745 | 74 | +$222 | |
| 15 | $5,120 | 6.000% | $1,875 | 11 | +$242 | |
| 16 | $5,141 | 6.620% | $2,325 | 10 | +$263 | |
| 17 | $5,246 | 6.575% | $1,920 | 13 | +$368 | |
| 18 | $5,693 | 6.875% | $1,820 | 31 | +$815 | |
| 19 | $5,758 | 6.625% | $3,034 | 59 | +$880 | |
| 20 | $6,050 | 6.125% | $3,222 | 15 | +$1,172 | |
| 21 | $6,460 | 6.624% | $4,019 | 24 | +$1,582 | |
| 22 | $6,528 | 6.854% | $4,181 | 36 | +$1,650 | |
| 23 | $6,992 | 6.557% | $4,157 | 10 | +$2,114 | |
| 24 | $7,013 | 5.500% | $4,014 | 10 | +$2,135 | |
| 25 | $7,447 | 9.990% | $4,479 | 10 | +$2,569 |
Includes lenders with 10+ purchase originations in Henderson County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in North Carolina → Lender Directory
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HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.