Lowest closing cost mortgage lenders in Henderson County County, North Carolina
In Henderson County, North Carolina, homebuyers paid a median of $5,045 in closing costs in 2024 — below the North Carolina median of $5,720. The county saw 1,163 purchase mortgages at a median rate of 6.62%. Among lenders with 10+ originations, DHI MORTGAGE COMPANY, LTD. offered the lowest median costs at $0, which is $4,671 less than the county median.
Homebuyers in Henderson County County who chose DHI MORTGAGE COMPANY, LTD. paid $5,045 less in closing costs than the county median.
County Median Costs
$5,045
−11.8% vs North Carolina ($5,720)
Median Rate
6.620%
+0.0% vs national (6.620%)
Median Origination
$1,905
Purchase Originations
1,163
vs North Carolina Median
11.8% below
$-675
vs National Median
25.2% below
$-1,696
Lender rankings in Henderson County County
18 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $0 | 5.812% | $0 | 102 | −$4,671 | |
| 2 | $3,349 | 6.812% | $950 | 12 | −$1,322 | |
| 3 | $3,371 | 2.500% | $0 | 14 | −$1,300 | |
| 4 | $3,460 | 6.875% | $99 | 11 | −$1,211 | |
| 5 | $4,144 | 6.875% | $1,168 | 33 | −$527 | |
| 6 | $4,168 | 6.625% | $1,495 | 37 | −$503 | |
| 7 | $4,336 | 6.500% | $1,395 | 19 | −$335 | |
| 8 | $4,523 | 6.812% | $1,320 | 50 | −$148 | |
| 9 | $4,573 | 6.990% | $1,796 | 13 | −$98 | |
| 10 | $4,772 | 6.875% | $1,595 | 79 | +$101 | |
| 11 | $4,834 | 6.250% | $2,500 | 79 | +$163 | |
| 12 | $5,599 | 7.062% | $2,049 | 34 | +$928 | |
| 13 | $6,268 | 6.500% | $3,796 | 51 | +$1,597 | |
| 14 | $6,704 | 6.625% | $3,889 | 25 | +$2,033 | |
| 15 | $6,842 | 6.875% | $3,781 | 39 | +$2,171 | |
| 16 | $7,527 | 6.624% | $4,165 | 23 | +$2,856 | |
| 17 | $7,687 | 6.750% | $5,048 | 24 | +$3,016 |
Includes lenders with 10+ purchase originations in Henderson County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in North Carolina → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.