Champion Credit Union closing costs and rates (2024)
In 2024, Champion Credit Union originated 114 purchase mortgages at a median interest rate of 6.50% and median total closing costs of $6,219. That is $522 below the national median of $6,741. Champion Credit Union is most active in North Carolina with 114 originations there.
Purchase Originations
114
Median Total Costs
$6,219
−7.7% vs national ($6,741)
Median Rate
6.500%
−1.8% vs national (6.620%)
Median Origination
$3,364
Median Lender Credits
$1,293
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 112 | 6.500% | $6,194 | $3,382 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| North Carolina | 114 | 6.500% | $6,219 | #139 |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,486 | 6.490% | — | 1 | −$3,733 | |
| 2 | $3,254 | 6.490% | — | 1 | −$2,965 | |
| 3 | $4,406 | 6.500% | — | 2 | −$1,813 | |
| 4 | $4,723 | 6.750% | — | 1 | −$1,496 | |
| 5 | $5,317 | 6.500% | — | 10 | −$902 | |
| 6 | $5,850 | 6.000% | — | 1 | −$369 | |
| 7 | $6,099 | 6.625% | — | 6 | −$120 | |
| 8 | $6,124 | 6.500% | — | 2 | −$95 | |
| 9 | $6,201 | 6.500% | — | 41 | −$18 | |
| 10 | $6,332 | 6.245% | — | 36 | +$113 | |
| 11 | $6,534 | 6.500% | — | 3 | +$315 | |
| 12 | $6,596 | 6.000% | — | 2 | +$377 | |
| 13 | $7,173 | 6.000% | — | 5 | +$954 | |
| 14 | $7,689 | 6.125% | — | 3 | +$1,470 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
Found your lender? Make sure their quote is fair.
HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.