Lowest closing cost mortgage lenders in Buncombe County County, North Carolina
In Buncombe County, North Carolina, homebuyers paid a median of $5,288 in closing costs in 2024 — below the North Carolina median of $5,720. The county saw 2,043 purchase mortgages at a median rate of 6.62%. Among lenders with 10+ originations, DHI MORTGAGE COMPANY, LTD. offered the lowest median costs at $0, which is $5,063 less than the county median.
Homebuyers in Buncombe County County who chose DHI MORTGAGE COMPANY, LTD. paid $5,288 less in closing costs than the county median.
County Median Costs
$5,288
−7.5% vs North Carolina ($5,720)
Median Rate
6.620%
+0.0% vs national (6.620%)
Median Origination
$2,150
Purchase Originations
2,043
vs North Carolina Median
7.5% below
$-432
vs National Median
21.6% below
$-1,453
Lender rankings in Buncombe County County
33 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $0 | 5.750% | $0 | 56 | −$5,063 | |
| 2 | $3,489 | 6.375% | $0 | 12 | −$1,574 | |
| 3 | $3,623 | 6.990% | $1,266 | 28 | −$1,440 | |
| 4 | $3,944 | 6.625% | $940 | 20 | −$1,119 | |
| 5 | $4,193 | 6.750% | $999 | 91 | −$870 | |
| 6 | $4,554 | 6.875% | $1,980 | 13 | −$509 | |
| 7 | $4,556 | 6.500% | $1,345 | 25 | −$507 | |
| 8 | $4,562 | 6.625% | $1,395 | 15 | −$501 | |
| 9 | $4,578 | 6.875% | $1,495 | 45 | −$485 | |
| 10 | $4,658 | 6.600% | $1,687 | 25 | −$405 | |
| 11 | $4,770 | 7.250% | $2,250 | 25 | −$293 | |
| 12 | $4,796 | 6.625% | $1,640 | 53 | −$267 | |
| 13 | $4,882 | 6.750% | $1,590 | 54 | −$181 | |
| 14 | $4,982 | 6.250% | $2,500 | 140 | −$81 | |
| 15 | $4,990 | 6.750% | $950 | 37 | −$73 | |
| 16 | $5,002 | 6.875% | $1,595 | 228 | −$61 | |
| 17 | $5,056 | 6.870% | $2,698 | 18 | −$7 | |
| 18 | $5,057 | 6.812% | $1,783 | 46 | −$6 | |
| 19 | $5,200 | 6.438% | $2,485 | 18 | +$137 | |
| 20 | $5,734 | 6.750% | $2,902 | 24 | +$671 | |
| 21 | $5,794 | 6.750% | $2,245 | 49 | +$731 | |
| 22 | $5,912 | 6.625% | $3,618 | 54 | +$849 | |
| 23 | $6,201 | 6.500% | $3,574 | 41 | +$1,138 | |
| 24 | $6,276 | 6.875% | $3,190 | 10 | +$1,213 | |
| 25 | $6,488 | 6.957% | $3,637 | 76 | +$1,425 | |
| 26 | $6,600 | 6.875% | $4,055 | 11 | +$1,537 | |
| 27 | $6,795 | 6.875% | $3,750 | 67 | +$1,732 | |
| 28 | $6,834 | 6.875% | $3,828 | 32 | +$1,771 | |
| 29 | $6,910 | 6.750% | $4,240 | 34 | +$1,847 | |
| 30 | $6,914 | 6.875% | $3,811 | 37 | +$1,851 | |
| 31 | $7,165 | 8.500% | $4,098 | 14 | +$2,102 |
Includes lenders with 10+ purchase originations in Buncombe County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in North Carolina → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.