Homebuyers in Buncombe County County who chose DHI MORTGAGE COMPANY, LTD. paid $5,496 less in closing costs than the county median.
County Median Costs
$5,496
−4.2% vs North Carolina ($5,736)
Median Rate
6.490%
+0.0% vs national (6.490%)
Median Origination
$2,240
Purchase Originations
2,245
Denial Rate
9.7%
vs North Carolina avg (9.1%)
vs North Carolina Median
4.2% below
$-240
vs National Median
17.7% below
$-1,184
37 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $0 | 5.500% | $0 | 29 | −$5,262 | |
| 2 | $2,962 | 6.250% | $0 | 17 | −$2,300 | |
| 3 | $3,333 | 6.125% | $0 | 11 | −$1,929 | |
| 4 | $4,143 | 6.375% | $950 | 30 | −$1,119 | |
| 5 | $4,293 | 6.500% | $975 | 58 | −$969 | |
| 6 | $4,423 | 6.625% | $1,200 | 110 | −$839 | |
| 7 | $4,497 | 6.750% | $1,499 | 25 | −$765 | |
| 8 | $4,626 | 6.687% | $1,395 | 22 | −$636 | |
| 9 | $4,646 | 6.000% | $1,882 | 21 | −$616 | |
| 10 | $4,697 | 6.875% | $1,614 | 11 | −$565 | |
| 11 | $4,705 | 6.250% | $1,992 | 19 | −$557 | |
| 12 | $4,847 | 6.000% | $815 | 10 | −$415 | |
| 13 | $4,875 | 6.990% | $1,890 | 23 | −$387 | |
| 14 | $4,934 | 6.375% | $1,809 | 15 | −$328 | |
| 15 | $4,984 | 6.375% | $1,371 | 23 | −$278 | |
| 16 | $5,122 | 5.825% | $2,500 | 198 | −$140 | |
| 17 | $5,129 | 6.350% | $1,495 | 40 | −$133 | |
| 18 | $5,134 | 6.500% | $1,640 | 45 | −$128 | |
| 19 | $5,183 | 6.562% | $1,745 | 246 | −$79 | |
| 20 | $5,312 | 6.659% | $2,403 | 79 | +$50 | |
| 21 | $5,357 | 6.375% | $2,550 | 28 | +$95 | |
| 22 | $5,472 | 6.562% | $1,790 | 26 | +$210 | |
| 23 | $5,699 | 5.812% | $2,199 | 12 | +$437 | |
| 24 | $5,907 | 6.562% | $3,442 | 76 | +$645 | |
| 25 | $6,127 | 6.625% | $3,138 | 111 | +$865 |
Includes lenders with 10+ purchase originations in Buncombe County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in North Carolina → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.