Homebuyers in Oakland County County who chose PREMIA MORTGAGE, LLC paid $4,209 less in closing costs than the county median.
County Median Costs
$4,487
−0.6% vs Michigan ($4,514)
Median Rate
6.600%
+1.7% vs national (6.490%)
Median Origination
$1,545
Purchase Originations
12,433
Denial Rate
9.7%
vs Michigan avg (12.0%)
vs Michigan Median
0.6% below
$-27
vs National Median
32.8% below
$-2,193
104 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $278 | 6.525% | $0 | 18 | −$4,068 | |
| 2 | $1,911 | 6.500% | $0 | 201 | −$2,434 | |
| 3 | $2,764 | 6.500% | $0 | 21 | −$1,581 | |
| 4 | $2,788 | 6.375% | $0 | 22 | −$1,557 | |
| 5 | $2,845 | 6.750% | $0 | 13 | −$1,500 | |
| 6 | $2,979 | 6.375% | $280 | 14 | −$1,366 | |
| 7 | $2,986 | 5.750% | $707 | 229 | −$1,359 | |
| 8 | $3,283 | 6.125% | $695 | 42 | −$1,062 | |
| 9 | $3,345 | 6.490% | $1,044 | 347 | −$1,000 | |
| 10 | $3,353 | 6.125% | $970 | 141 | −$992 | |
| 11 | $3,414 | 6.250% | $1,000 | 11 | −$931 | |
| 12 | $3,417 | 6.375% | $750 | 25 | −$928 | |
| 13 | $3,460 | 6.750% | $995 | 17 | −$885 | |
| 14 | $3,519 | 6.125% | $625 | 15 | −$826 | |
| 15 | $3,640 | 6.250% | $850 | 213 | −$705 | |
| 16 | $3,642 | 6.625% | $1,266 | 114 | −$703 | |
| 17 | $3,652 | 6.500% | $950 | 137 | −$692 | |
| 18 | $3,661 | 6.490% | $250 | 13 | −$684 | |
| 19 | $3,664 | 6.000% | $1,130 | 14 | −$681 | |
| 20 | $3,698 | 6.500% | $1,475 | 17 | −$647 | |
| 21 | $3,778 | 6.625% | $1,195 | 184 | −$567 | |
| 22 | $3,782 | 7.000% | $1,224 | 10 | −$563 | |
| 23 | $3,811 | 6.625% | $1,295 | 267 | −$534 | |
| 24 | $3,826 | 6.625% | $1,650 | 15 | −$519 | |
| 25 | $3,832 | 6.500% | $1,125 | 42 | −$513 |
Includes lenders with 10+ purchase originations in Oakland County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Michigan → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.