Homebuyers in Jackson County County who chose FIRST COLONY MORTGAGE CORPORATION paid $2,336 less in closing costs than the county median.
County Median Costs
$4,518
+0.1% vs Michigan ($4,514)
Median Rate
6.620%
+2.0% vs national (6.490%)
Median Origination
$1,583
Purchase Originations
1,430
Denial Rate
10.8%
vs Michigan avg (12.0%)
vs Michigan Median
0.1% above
$4
vs National Median
32.4% below
$-2,162
22 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,182 | 6.875% | $121 | 12 | −$1,841 | |
| 2 | $3,164 | 6.500% | $1,050 | 14 | −$859 | |
| 3 | $3,430 | 6.625% | $1,370 | 78 | −$593 | |
| 4 | $3,467 | 6.500% | $1,016 | 20 | −$556 | |
| 5 | $3,537 | 6.750% | $1,190 | 119 | −$486 | |
| 6 | $3,654 | 6.688% | $1,395 | 24 | −$369 | |
| 7 | $3,727 | 6.625% | $1,295 | 18 | −$296 | |
| 8 | $3,742 | 6.625% | $2,012 | 43 | −$281 | |
| 9 | $3,903 | 6.495% | $1,959 | 10 | −$120 | |
| 10 | $3,918 | 6.625% | $1,679 | 31 | −$106 | |
| 11 | $3,948 | 6.750% | $1,295 | 12 | −$75 | |
| 12 | $4,089 | 6.125% | $1,400 | 11 | +$66 | |
| 13 | $4,341 | 6.750% | $2,116 | 16 | +$318 | |
| 14 | $4,504 | 6.625% | $1,519 | 91 | +$481 | |
| 15 | $4,653 | 6.625% | $1,205 | 23 | +$630 | |
| 16 | $4,830 | 6.625% | $3,008 | 82 | +$807 | |
| 17 | $5,023 | 6.688% | $2,796 | 16 | +$1,000 | |
| 18 | $5,052 | 6.625% | $2,760 | 18 | +$1,029 | |
| 19 | $5,164 | 8.000% | $1,825 | 35 | +$1,141 | |
| 20 | $6,196 | 6.750% | $3,691 | 42 | +$2,173 | |
| 21 | $8,706 | 6.875% | $5,754 | 24 | +$4,683 |
Includes lenders with 10+ purchase originations in Jackson County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Michigan → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.