Lowest closing cost mortgage lenders in Jackson County County, Michigan
In Jackson County, Michigan, homebuyers paid a median of $4,528 in closing costs in 2024 — above the Michigan median of $4,438. The county saw 1,447 purchase mortgages at a median rate of 6.62%. Among lenders with 10+ originations, Fifth Third Bank, National Association offered the lowest median costs at $2,867, which is $1,049 less than the county median.
Homebuyers in Jackson County County who chose Fifth Third Bank, National Association paid $1,661 less in closing costs than the county median.
County Median Costs
$4,528
+2.0% vs Michigan ($4,438)
Median Rate
6.620%
+0.0% vs national (6.620%)
Median Origination
$1,800
Purchase Originations
1,447
vs Michigan Median
2.0% above
$90
vs National Median
32.8% below
$-2,213
Lender rankings in Jackson County County
22 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,867 | 6.750% | $1,295 | 15 | −$1,049 | |
| 2 | $3,104 | 6.500% | $890 | 15 | −$812 | |
| 3 | $3,376 | 6.500% | $1,545 | 26 | −$540 | |
| 4 | $3,434 | 6.750% | $1,190 | 116 | −$482 | |
| 5 | $3,438 | 6.750% | $1,280 | 41 | −$478 | |
| 6 | $3,471 | 6.625% | $1,403 | 58 | −$445 | |
| 7 | $3,547 | 6.625% | $1,200 | 15 | −$369 | |
| 8 | $3,565 | 7.058% | $1,708 | 18 | −$351 | |
| 9 | $3,601 | 6.125% | $1,266 | 11 | −$315 | |
| 10 | $3,954 | 6.625% | $1,832 | 22 | +$38 | |
| 11 | $3,993 | 6.625% | $1,985 | 72 | +$77 | |
| 12 | $4,042 | 6.625% | $2,579 | 75 | +$126 | |
| 13 | $4,184 | 6.875% | $2,125 | 11 | +$268 | |
| 14 | $4,304 | 6.999% | $2,005 | 82 | +$388 | |
| 15 | $4,708 | 7.125% | $2,630 | 24 | +$792 | |
| 16 | $4,889 | 7.000% | $2,713 | 18 | +$973 | |
| 17 | $4,943 | 6.875% | $2,642 | 53 | +$1,027 | |
| 18 | $4,976 | 6.750% | $1,995 | 11 | +$1,060 | |
| 19 | $5,467 | 7.000% | $3,378 | 39 | +$1,551 | |
| 20 | $7,844 | 9.740% | $2,255 | 22 | +$3,928 | |
| 21 | $10,269 | 7.100% | $7,001 | 15 | +$6,353 |
Includes lenders with 10+ purchase originations in Jackson County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Michigan → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.