Homebuyers in Berrien County County who chose Honor Credit Union paid $847 less in closing costs than the county median.
County Median Costs
$4,116
−8.8% vs Michigan ($4,514)
Median Rate
6.620%
+2.0% vs national (6.490%)
Median Origination
$1,390
Purchase Originations
1,247
Denial Rate
13.7%
vs Michigan avg (12.0%)
vs Michigan Median
8.8% below
$-398
vs National Median
38.4% below
$-2,564
22 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,269 | 6.000% | $950 | 149 | −$524 | |
| 2 | $3,304 | 6.500% | $1,295 | 19 | −$489 | |
| 3 | $3,375 | 6.500% | $905 | 10 | −$418 | |
| 4 | $3,453 | 6.625% | $1,370 | 43 | −$340 | |
| 5 | $3,517 | 6.625% | $1,482 | 20 | −$276 | |
| 6 | $3,575 | 6.625% | $975 | 210 | −$218 | |
| 7 | $3,658 | 6.875% | $1,275 | 20 | −$136 | |
| 8 | $3,811 | 6.750% | $1,150 | 39 | +$18 | |
| 9 | $3,895 | 6.625% | $1,639 | 12 | +$102 | |
| 10 | $4,143 | 6.433% | $1,345 | 10 | +$350 | |
| 11 | $4,212 | 6.750% | $1,584 | 13 | +$419 | |
| 12 | $4,314 | 6.612% | $1,640 | 12 | +$521 | |
| 13 | $4,380 | 6.575% | $2,222 | 27 | +$588 | |
| 14 | $4,410 | 6.438% | $1,640 | 10 | +$617 | |
| 15 | $4,466 | 6.365% | $965 | 15 | +$673 | |
| 16 | $4,520 | 6.990% | $1,876 | 56 | +$727 | |
| 17 | $4,577 | 6.750% | $1,353 | 13 | +$784 | |
| 18 | $4,783 | 6.750% | $2,517 | 40 | +$990 | |
| 19 | $5,027 | 6.875% | $3,024 | 11 | +$1,234 | |
| 20 | $5,514 | 6.999% | $2,377 | 26 | +$1,721 | |
| 21 | $5,672 | 8.975% | $2,163 | 16 | +$1,879 |
Includes lenders with 10+ purchase originations in Berrien County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Michigan → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.