What are the average closing costs in Berrien County County?

In Berrien County County, the median total loan costs on purchase mortgages were $3,902 in 2024, based on 1,291 originations.

Which lender has the lowest closing costs in Berrien County County?

Among lenders with 10+ originations in Berrien County County, JPMorgan Chase Bank, National Association had the lowest median total closing costs at $2,288 in 2024.

How do closing costs in Berrien County County compare to Michigan?

Berrien County County closing costs (median $3,902) are 12.1% below the Michigan state median of $4,438.

Lowest closing cost mortgage lenders in Berrien County County, Michigan

In Berrien County, Michigan, homebuyers paid a median of $3,902 in closing costs in 2024 — below the Michigan median of $4,438. The county saw 1,291 purchase mortgages at a median rate of 6.62%. Among lenders with 10+ originations, JPMorgan Chase Bank, National Association offered the lowest median costs at $2,288, which is $1,294 less than the county median.

Homebuyers in Berrien County County who chose JPMorgan Chase Bank, National Association paid $1,614 less in closing costs than the county median.

County Median Costs

$3,902

−12.1% vs Michigan ($4,438)

Median Rate

6.620%

+0.0% vs national (6.620%)

Median Origination

$1,355

Purchase Originations

1,291

vs Michigan Median

12.1% below

$-536

vs National Median

42.1% below

$-2,839

Lender rankings in Berrien County County

24 lenders with 10+ originations, ranked by median total loan costs.

Rank	Lender	Median Total Costs ↑	Median Rate ↕	Median Origination ↕	Volume ↕	vs. Median
1	JPMorgan Chase Bank, National Association	$2,288	6.875%	$580	30	−$1,294
2	Honor Credit Union	$2,998	6.375%	$950	140	−$584
3	CONSUMERS CREDIT UNION	$3,116	6.875%	$1,075	17	−$466
4	EVERWISE CREDIT UNION	$3,194	6.562%	$985	14	−$388
5	Horizon Bank	$3,236	7.000%	$1,275	27	−$346
6	Fifth Third Bank, National Association	$3,375	6.625%	$1,295	23	−$207
7	OAK MORTGAGE, LLC	$3,392	6.750%	$950	33	−$190
8	LAKE MICHIGAN CREDIT UNION	$3,420	6.500%	$1,052	26	−$162
9	1st Source Bank	$3,451	7.125%	$1,242	13	−$131
10	UNITED FEDERAL CREDIT UNION	$3,478	6.500%	$975	198	−$104
11	Flagstar Bank, National Association	$3,516	6.625%	$1,522	12	−$66
12	Neighborhood Loans, Inc.	$3,613	6.625%	$1,412	13	+$31
13	The Huntington National Bank	$3,633	6.625%	$982	17	+$51
14	RUOFF MORTGAGE COMPANY, INC.	$3,640	6.625%	$1,621	44	+$58
15	HALLMARK HOME MORTGAGE, LLC	$3,674	6.990%	$1,809	21	+$92
16	CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP	$3,736	6.990%	$1,902	11	+$154
17	PROPER RATE, LLC	$3,828	7.250%	$1,440	13	+$246
18	Independent Bank	$3,876	6.625%	$1,443	15	+$294
19	GUARANTEED RATE, INC.	$4,010	6.625%	$1,640	15	+$428
20	NOTRE DAME FEDERAL CREDIT UNION CORPORATION	$4,134	6.625%	$2,093	13	+$552
21	ROCKET MORTGAGE, LLC	$4,392	6.812%	$2,481	46	+$810
22	UNION HOME MORTGAGE CORP.	$5,684	7.125%	$3,328	55	+$2,102
23	UNITED WHOLESALE MORTGAGE, LLC	$5,952	6.624%	$3,762	36	+$2,370

Includes lenders with 10+ purchase originations in Berrien County County. Source: HMDA 2024. Sorted by median total loan costs.

View detailed closing cost breakdowns and user reviews for lenders in Michigan → Lender Directory

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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).

Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.