The First National Bank of Middle Tennessee closing costs and rates (2024)
In 2024, The First National Bank of Middle Tennessee originated 328 purchase mortgages at a median interest rate of 6.38% and median total closing costs of $7,693. That is $952 above the national median of $6,741. The First National Bank of Middle Tennessee is most active in Tennessee with 324 originations there.
Purchase Originations
328
Median Total Costs
$7,693
+14.1% vs national ($6,741)
Median Rate
6.375%
−3.7% vs national (6.620%)
Median Origination
$2,180
Median Lender Credits
$86
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 151 | 6.625% | $4,964 | $2,075 |
| fha | 129 | 6.250% | $10,781 | $2,937 |
| va | 30 | 6.250% | $5,756 | $1,237 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Tennessee | 324 | 6.375% | $7,693 | #50 |
| Alabama | 1 | 6.875% | $5,456 | — |
| Georgia | 1 | 7.250% | $9,924 | — |
| Kentucky | 1 | 5.625% | $12,758 | — |
| South Carolina | 1 | 7.650% | $2,779 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $4,444 | 5.875% | — | 3 | −$3,249 | |
| 2 | $4,670 | 7.000% | — | 14 | −$3,023 | |
| 3 | $5,168 | 6.125% | — | 5 | −$2,525 | |
| 4 | $5,386 | 6.375% | — | 4 | −$2,307 | |
| 5 | $6,053 | 6.438% | — | 12 | −$1,640 | |
| 6 | $6,144 | 6.562% | — | 8 | −$1,549 | |
| 7 | $6,521 | 6.375% | — | 7 | −$1,172 | |
| 8 | $6,892 | 6.625% | — | 30 | −$801 | |
| 9 | $7,180 | 6.500% | — | 6 | −$513 | |
| 10 | $7,381 | 6.250% | — | 13 | −$312 | |
| 11 | $7,782 | 6.375% | — | 50 | +$89 | |
| 12 | $7,797 | 6.375% | — | 5 | +$104 | |
| 13 | $7,895 | 6.500% | — | 9 | +$202 | |
| 14 | $7,969 | 6.250% | — | 6 | +$276 | |
| 15 | $8,588 | 6.062% | — | 4 | +$895 | |
| 16 | $8,704 | 6.250% | — | 75 | +$1,011 | |
| 17 | $9,154 | 6.250% | — | 7 | +$1,461 | |
| 18 | $9,373 | 6.250% | — | 21 | +$1,680 | |
| 19 | $9,407 | 6.500% | — | 3 | +$1,714 | |
| 20 | $9,583 | 6.375% | — | 8 | +$1,890 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.