ResMac, Inc. closing costs and rates (2024)
In 2024, ResMac, Inc. originated 102 purchase mortgages at a median interest rate of 6.93% and median total closing costs of $7,327. That is $586 above the national median of $6,741. ResMac, Inc. is most active in Missouri with 66 originations there.
Purchase Originations
102
Median Total Costs
$7,327
+8.7% vs national ($6,741)
Median Rate
6.933%
+4.7% vs national (6.620%)
Median Origination
$2,809
Median Lender Credits
$41
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 37 | 7.000% | $6,602 | $2,195 |
| fha | 33 | 6.875% | $8,952 | $2,965 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Missouri | 66 | 6.990% | $6,484 | #124 |
| California | 18 | 6.750% | $7,363 | — |
| Texas | 7 | 6.250% | $12,417 | — |
| Florida | 3 | 7.750% | $9,622 | — |
| Arkansas | 2 | 7.312% | $7,149 | — |
| Arizona | 2 | 6.125% | $8,803 | — |
| Oregon | 2 | 7.000% | $4,618 | — |
| South Carolina | 1 | 9.499% | $11,293 | — |
| Tennessee | 1 | 9.250% | $15,640 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $4,618 | 7.000% | — | 2 | −$2,709 | |
| 2 | $4,779 | 6.625% | — | 5 | −$2,548 | |
| 3 | $5,590 | 6.375% | — | 1 | −$1,737 | |
| 4 | $5,838 | 6.625% | — | 1 | −$1,489 | |
| 5 | $5,946 | 7.250% | — | 2 | −$1,381 | |
| 6 | $6,200 | 7.125% | — | 18 | −$1,127 | |
| 7 | $6,475 | 6.812% | — | 4 | −$852 | |
| 8 | $6,624 | 7.500% | — | 1 | −$703 | |
| 9 | $6,802 | 6.875% | — | 2 | −$525 | |
| 10 | $6,957 | 7.125% | — | 5 | −$370 | |
| 11 | $7,351 | 6.990% | — | 19 | +$24 | |
| 12 | $7,674 | 7.125% | — | 1 | +$347 | |
| 13 | $7,778 | 6.750% | — | 3 | +$451 | |
| 14 | $8,803 | 6.125% | — | 2 | +$1,476 | |
| 15 | $10,842 | 6.250% | — | 1 | +$3,515 | |
| 16 | $11,478 | 7.000% | — | 2 | +$4,151 | |
| 17 | $11,615 | 7.562% | — | 2 | +$4,288 | |
| 18 | $12,006 | 6.375% | — | 2 | +$4,679 | |
| 19 | $14,539 | 6.188% | — | 2 | +$7,212 | |
| 20 | $16,599 | 6.500% | — | 3 | +$9,272 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.