Purchase Originations
944
Ranked #395 nationally
Median Total Costs
$9,348
+39.9% vs national ($6,680)
↑ $1,243 vs prior year
Median Rate
6.490%
+0.0% vs national (6.490%)
↓ 0.135% vs prior year
Median Origination
$2,826
Median Lender Credits
$125
Cost Rank (500+ vol.)
#518
among lenders with 500+ originations
Denial Rate
1.3%
vs national avg (9.0%)
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 492 | 6.624% | $7,374 | $2,784 |
| fha | 283 | 6.375% | $12,105 | $3,234 |
| va | 161 | 6.124% | $8,517 | $1,418 |
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $6,497 | 6.125% | — | 19 | −$2,851 | |
| 2 | $6,597 | 6.750% | — | 49 | −$2,751 | |
| 3 | $7,870 | 6.500% | — | 9 | −$1,478 | |
| 4 | $8,070 | 6.490% | — | 90 | −$1,278 | |
| 5 | $8,461 | 6.500% | — | 23 | −$887 | |
| 6 | $8,603 | 6.558% | — | 10 | −$745 | |
| 7 | $8,987 | 6.490% | — | 75 | −$361 | |
| 8 | $9,039 | 6.500% | — | 99 | −$309 | |
| 9 | $9,124 | 6.312% | — | 18 | −$224 | |
| 10 | $9,159 | 6.188% | — | 16 | −$189 | |
| 11 | $9,533 | 6.500% | — | 165 | +$185 | |
| 12 | $10,615 | 6.375% | — | 52 | +$1,267 | |
| 13 | $11,207 | 6.625% | — | 51 | +$1,859 | |
| 14 | $11,498 | 6.490% | — | 34 | +$2,150 | |
| 15 | $11,711 | 6.495% | — | 10 | +$2,363 | |
| 16 | $11,848 | 6.375% | — | 11 | +$2,500 | |
| 17 | $11,948 | 6.562% | — | 12 | +$2,600 | |
| 18 | $12,296 | 6.250% | — | 9 | +$2,948 | |
| 19 | $12,522 | 6.250% | — | 14 | +$3,174 | |
| 20 | $12,801 | 6.125% | — | 11 | +$3,453 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2025. Sorted by median total loan costs.
Peer set: the 50 highest-volume U.S. mortgage lenders in 2025 (min. 8,254 purchase originations).
| Metric | Pilgrim Mortgage LLC | Top-50 peer median | Difference |
|---|---|---|---|
| Median loan amount | $315,000 | $335,000 | −$20,000 (−6.0%) |
| Median total closing costs | $9,348 | $7,127 | +$2,221 (+31.2%) |
Other high-volume lenders side-by-side.
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.