PEAK RESIDENTIAL LENDING INC closing costs and rates (2024)
In 2024, PEAK RESIDENTIAL LENDING INC originated 389 purchase mortgages at a median interest rate of 6.62% and median total closing costs of $8,477. That is $1,736 above the national median of $6,741. PEAK RESIDENTIAL LENDING INC is most active in California with 280 originations there.
Purchase Originations
389
Median Total Costs
$8,477
+25.8% vs national ($6,741)
Median Rate
6.625%
+0.1% vs national (6.620%)
Median Origination
$3,940
Median Lender Credits
$85
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 237 | 6.875% | $7,284 | $4,349 |
| fha | 105 | 6.250% | $13,385 | $4,096 |
| va | 41 | 6.625% | $6,881 | $87 |
Active states
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,350 | 7.308% | — | 2 | −$5,127 | |
| 2 | $3,574 | 6.870% | — | 2 | −$4,903 | |
| 3 | $3,711 | 6.938% | — | 2 | −$4,766 | |
| 4 | $4,415 | 6.312% | — | 2 | −$4,062 | |
| 5 | $5,181 | 7.183% | — | 2 | −$3,296 | |
| 6 | $5,939 | 7.125% | — | 3 | −$2,538 | |
| 7 | $6,045 | 6.250% | — | 2 | −$2,432 | |
| 8 | $6,547 | 6.625% | — | 7 | −$1,930 | |
| 9 | $6,678 | 6.625% | — | 26 | −$1,799 | |
| 10 | $7,083 | 6.625% | — | 20 | −$1,394 | |
| 11 | $7,368 | 6.625% | — | 20 | −$1,109 | |
| 12 | $7,796 | 6.625% | — | 20 | −$681 | |
| 13 | $8,251 | 6.624% | — | 46 | −$226 | |
| 14 | $8,469 | 6.990% | — | 2 | −$8 | |
| 15 | $8,511 | 6.500% | — | 2 | +$34 | |
| 16 | $9,070 | 6.500% | — | 69 | +$593 | |
| 17 | $10,727 | 6.250% | — | 4 | +$2,250 | |
| 18 | $10,927 | 6.750% | — | 42 | +$2,450 | |
| 19 | $11,581 | 6.250% | — | 56 | +$3,104 | |
| 20 | $12,489 | 6.500% | — | 27 | +$4,012 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.