EZ FUNDINGS INC. closing costs and rates (2024)
In 2024, EZ FUNDINGS INC. originated 289 purchase mortgages at a median interest rate of 6.50% and median total closing costs of $15,378. That is $8,637 above the national median of $6,741. EZ FUNDINGS INC. is most active in California with 276 originations there.
Purchase Originations
289
Median Total Costs
$15,378
+128.1% vs national ($6,741)
Median Rate
6.500%
−1.8% vs national (6.620%)
Median Origination
$6,225
Median Lender Credits
$1,500
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 143 | 6.990% | $10,859 | $6,355 |
| fha | 135 | 6.250% | $19,220 | $6,225 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| California | 276 | 6.500% | $15,791 | #119 |
| Michigan | 6 | 6.874% | $9,040 | — |
| Ohio | 3 | 6.500% | $5,210 | — |
| Texas | 3 | 6.250% | $13,717 | — |
| Florida | 1 | 6.125% | $7,256 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $4,910 | 7.375% | — | 2 | −$10,468 | |
| 2 | $5,284 | 6.750% | — | 1 | −$10,094 | |
| 3 | $6,238 | 6.875% | — | 1 | −$9,140 | |
| 4 | $9,050 | 6.999% | — | 1 | −$6,328 | |
| 5 | $9,135 | 6.312% | — | 2 | −$6,243 | |
| 6 | $9,829 | 6.625% | — | 1 | −$5,549 | |
| 7 | $10,600 | 6.250% | — | 3 | −$4,778 | |
| 8 | $13,398 | 6.500% | — | 7 | −$1,980 | |
| 9 | $13,856 | 6.485% | — | 10 | −$1,522 | |
| 10 | $14,056 | 6.250% | — | 1 | −$1,322 | |
| 11 | $15,283 | 6.250% | — | 2 | −$95 | |
| 12 | $15,506 | 6.750% | — | 60 | +$128 | |
| 13 | $15,653 | 6.375% | — | 68 | +$275 | |
| 14 | $15,818 | 6.490% | — | 99 | +$440 | |
| 15 | $16,013 | 6.500% | — | 7 | +$635 | |
| 16 | $17,611 | 6.188% | — | 2 | +$2,233 | |
| 17 | $19,124 | 6.750% | — | 1 | +$3,746 | |
| 18 | $19,390 | 6.250% | — | 1 | +$4,012 | |
| 19 | $20,119 | 6.500% | — | 1 | +$4,741 | |
| 20 | $21,148 | 6.500% | — | 11 | +$5,770 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.