Arizona Financial Credit Union closing costs and rates (2024)
In 2024, Arizona Financial Credit Union originated 119 purchase mortgages at a median interest rate of 6.75% and median total closing costs of $8,233. That is $1,492 above the national median of $6,741. Arizona Financial Credit Union is most active in Arizona with 116 originations there.
Purchase Originations
119
Median Total Costs
$8,233
+22.1% vs national ($6,741)
Median Rate
6.750%
+2.0% vs national (6.620%)
Median Origination
$4,025
Median Lender Credits
$1,500
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 108 | 6.875% | $7,312 | $3,734 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Arizona | 116 | 6.812% | $8,189 | #88 |
| Ohio | 1 | 5.990% | $8,616 | — |
| Tennessee | 1 | 6.375% | $29,541 | — |
| Washington | 1 | 6.625% | $7,369 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $5,168 | 7.000% | — | 1 | −$3,065 | |
| 2 | $5,718 | 6.750% | — | 10 | −$2,515 | |
| 3 | $6,220 | 6.875% | — | 5 | −$2,013 | |
| 4 | $7,241 | 6.625% | — | 31 | −$992 | |
| 5 | $7,255 | 5.750% | — | 1 | −$978 | |
| 6 | $7,369 | 6.625% | — | 1 | −$864 | |
| 7 | $8,306 | 6.875% | — | 62 | +$73 | |
| 8 | $8,616 | 5.990% | — | 1 | +$383 | |
| 9 | $9,723 | 5.625% | — | 1 | +$1,490 | |
| 10 | $14,714 | 7.375% | — | 1 | +$6,481 | |
| 11 | $15,539 | 6.562% | — | 2 | +$7,306 | |
| 12 | $18,011 | 6.438% | — | 2 | +$9,778 | |
| 13 | $29,541 | 6.375% | — | 1 | +$21,308 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.