Homebuyers in Madison County County who chose Bank of America, National Association paid $2,761 less in closing costs than the county median.
County Median Costs
$3,471
−44.5% vs Illinois ($6,250)
Median Rate
6.620%
+2.0% vs national (6.490%)
Median Origination
$1,288
Purchase Originations
2,701
Denial Rate
7.0%
vs Illinois avg (7.5%)
vs Illinois Median
44.5% below
$-2,779
vs National Median
48.0% below
$-3,209
38 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $710 | 5.875% | $182 | 13 | −$2,232 | |
| 2 | $1,742 | 8.000% | $1,280 | 59 | −$1,200 | |
| 3 | $1,901 | 6.500% | $175 | 12 | −$1,041 | |
| 4 | $2,081 | 6.625% | $467 | 18 | −$861 | |
| 5 | $2,125 | 6.500% | $495 | 41 | −$817 | |
| 6 | $2,159 | 6.938% | $0 | 10 | −$783 | |
| 7 | $2,249 | 6.500% | $770 | 13 | −$693 | |
| 8 | $2,260 | 6.188% | $904 | 20 | −$682 | |
| 9 | $2,281 | 6.650% | $650 | 229 | −$661 | |
| 10 | $2,385 | 6.500% | $900 | 48 | −$557 | |
| 11 | $2,452 | 6.433% | $850 | 26 | −$490 | |
| 12 | $2,456 | 6.500% | $949 | 18 | −$486 | |
| 13 | $2,560 | 6.375% | $695 | 130 | −$382 | |
| 14 | $2,617 | 6.500% | $1,019 | 120 | −$325 | |
| 15 | $2,674 | 6.470% | $1,203 | 22 | −$268 | |
| 16 | $2,713 | 6.750% | $1,100 | 36 | −$229 | |
| 17 | $2,714 | 6.500% | $900 | 53 | −$228 | |
| 18 | $2,765 | 6.500% | $1,255 | 41 | −$177 | |
| 19 | $2,952 | 6.750% | $1,230 | 70 | +$10 | |
| 20 | $2,978 | 6.688% | $1,345 | 44 | +$36 | |
| 21 | $2,984 | 6.490% | $1,399 | 18 | +$42 | |
| 22 | $3,293 | 6.750% | $1,496 | 37 | +$351 | |
| 23 | $3,469 | 6.875% | $1,792 | 12 | +$527 | |
| 24 | $3,480 | 6.688% | $1,462 | 20 | +$538 | |
| 25 | $3,480 | 6.750% | $1,440 | 64 | +$538 |
Includes lenders with 10+ purchase originations in Madison County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Illinois → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.