Lowest closing cost mortgage lenders in Sumter County County, Florida
In Sumter County, Florida, homebuyers paid a median of $4,825 in closing costs in 2024 — below the Florida median of $8,887. The county saw 2,296 purchase mortgages at a median rate of 6.75%. Among lenders with 10+ originations, UNION HOME MORTGAGE CORP. offered the lowest median costs at $3,036, which is $2,960 less than the county median.
Homebuyers in Sumter County County who chose UNION HOME MORTGAGE CORP. paid $1,789 less in closing costs than the county median.
County Median Costs
$4,825
−45.7% vs Florida ($8,887)
Median Rate
6.750%
+2.0% vs national (6.620%)
Median Origination
$1,113
Purchase Originations
2,296
vs Florida Median
45.7% below
$-4,062
vs National Median
28.4% below
$-1,916
Lender rankings in Sumter County County
27 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,322 | 5.375% | $0 | 10 | −$1,203 | |
| 2 | $3,360 | 6.500% | $0 | 23 | −$1,165 | |
| 3 | $3,695 | 6.450% | $815 | 11 | −$830 | |
| 4 | $3,910 | 6.900% | $1,075 | 1,001 | −$615 | |
| 5 | $4,264 | 6.600% | $1,250 | 20 | −$261 | |
| 6 | $4,500 | 6.875% | $2,206 | 27 | −$25 | |
| 7 | $4,910 | 6.625% | $1,509 | 29 | +$385 | |
| 8 | $4,950 | 6.433% | $1,972 | 10 | +$425 | |
| 9 | $4,971 | 6.375% | $1,205 | 20 | +$446 | |
| 10 | $5,255 | 6.125% | $1,353 | 12 | +$730 | |
| 11 | $5,323 | 6.990% | $1,998 | 24 | +$798 | |
| 12 | $5,433 | 6.990% | $1,830 | 43 | +$908 | |
| 13 | $5,574 | 6.999% | $1,980 | 10 | +$1,049 | |
| 14 | $6,187 | 6.875% | $2,341 | 13 | +$1,662 | |
| 15 | $6,288 | 6.875% | $3,672 | 14 | +$1,763 | |
| 16 | $6,451 | 6.875% | $3,119 | 91 | +$1,926 | |
| 17 | $6,460 | 6.812% | $2,695 | 14 | +$1,935 | |
| 18 | $6,461 | 6.537% | $2,192 | 30 | +$1,936 | |
| 19 | $6,542 | 6.750% | $3,252 | 17 | +$2,017 | |
| 20 | $6,581 | 6.500% | $3,774 | 81 | +$2,056 | |
| 21 | $6,599 | 9.340% | $4,500 | 13 | +$2,074 | |
| 22 | $6,649 | 6.812% | $3,144 | 10 | +$2,124 | |
| 23 | $6,918 | 6.625% | $3,605 | 13 | +$2,393 | |
| 24 | $9,347 | 7.125% | $4,594 | 13 | +$4,822 |
Includes lenders with 10+ purchase originations in Sumter County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Florida → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.