Lowest closing cost mortgage lenders in Seminole County County, Florida
In Seminole County, Florida, homebuyers paid a median of $8,600 in closing costs in 2024 — below the Florida median of $8,887. The county saw 4,327 purchase mortgages at a median rate of 6.62%. Among lenders with 10+ originations, PULTE MORTGAGE LLC offered the lowest median costs at $2,514, which is $4,682 less than the county median.
Homebuyers in Seminole County County who chose PULTE MORTGAGE LLC paid $6,086 less in closing costs than the county median.
County Median Costs
$8,600
−3.2% vs Florida ($8,887)
Median Rate
6.620%
+0.0% vs national (6.620%)
Median Origination
$2,837
Purchase Originations
4,327
vs Florida Median
3.2% below
$-287
vs National Median
27.6% above
$1,859
Lender rankings in Seminole County County
67 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,514 | 4.990% | $0 | 22 | −$4,682 | |
| 2 | $3,838 | 6.438% | $0 | 38 | −$3,358 | |
| 3 | $3,896 | 5.750% | $0 | 95 | −$3,300 | |
| 4 | $4,123 | 6.250% | $101 | 14 | −$3,073 | |
| 5 | $4,396 | 6.625% | $72 | 15 | −$2,800 | |
| 6 | $4,651 | 6.500% | $1,486 | 16 | −$2,545 | |
| 7 | $4,653 | 6.625% | $950 | 11 | −$2,543 | |
| 8 | $4,722 | 6.625% | $1,692 | 72 | −$2,474 | |
| 9 | $5,406 | 6.125% | $1,219 | 21 | −$1,790 | |
| 10 | $5,457 | 6.625% | $1,431 | 39 | −$1,739 | |
| 11 | $5,604 | 6.490% | $1,295 | 24 | −$1,592 | |
| 12 | $5,635 | 6.500% | $1,125 | 43 | −$1,561 | |
| 13 | $5,649 | 6.625% | $1,250 | 29 | −$1,547 | |
| 14 | $5,727 | 6.624% | $1,708 | 17 | −$1,469 | |
| 15 | $5,989 | 6.375% | $1,786 | 13 | −$1,207 | |
| 16 | $6,284 | 6.625% | $1,495 | 43 | −$912 | |
| 17 | $6,304 | 6.875% | $3,147 | 12 | −$892 | |
| 18 | $6,351 | 6.250% | $1,786 | 10 | −$845 | |
| 19 | $6,379 | 6.625% | $3,873 | 40 | −$817 | |
| 20 | $6,462 | 6.625% | $1,650 | 17 | −$734 | |
| 21 | $6,466 | 6.990% | $1,690 | 39 | −$730 | |
| 22 | $6,475 | 6.312% | $2,351 | 24 | −$721 | |
| 23 | $6,764 | 6.688% | $1,734 | 26 | −$432 | |
| 24 | $6,781 | 6.625% | $2,845 | 13 | −$415 | |
| 25 | $6,789 | 6.875% | $1,735 | 43 | −$407 | |
| 26 | $6,851 | 6.625% | $3,480 | 24 | −$345 | |
| 27 | $6,965 | 6.625% | $3,859 | 174 | −$231 | |
| 28 | $6,983 | 6.812% | $1,960 | 10 | −$213 | |
| 29 | $6,998 | 6.812% | $3,190 | 32 | −$198 | |
| 30 | $7,008 | 6.250% | $1,537 | 32 | −$188 | |
| 31 | $7,039 | 6.625% | $3,364 | 12 | −$157 | |
| 32 | $7,090 | 6.870% | $4,099 | 10 | −$106 | |
| 33 | $7,103 | 6.500% | $2,721 | 13 | −$93 | |
| 34 | $7,116 | 6.750% | $3,110 | 21 | −$80 | |
| 35 | $7,148 | 6.875% | $3,520 | 111 | −$48 | |
| 36 | $7,175 | 7.062% | $3,671 | 20 | −$21 | |
| 37 | $7,495 | 6.625% | $4,325 | 76 | +$299 | |
| 38 | $7,645 | 6.990% | $4,051 | 24 | +$449 | |
| 39 | $7,688 | 6.625% | $3,645 | 91 | +$492 | |
| 40 | $7,823 | 6.933% | $2,511 | 20 | +$627 | |
| 41 | $7,861 | 6.875% | $4,156 | 78 | +$665 | |
| 42 | $8,087 | 6.625% | $4,294 | 16 | +$891 | |
| 43 | $8,164 | 6.875% | $4,276 | 67 | +$968 | |
| 44 | $8,182 | 6.500% | $3,818 | 15 | +$986 | |
| 45 | $8,325 | 6.875% | $4,315 | 58 | +$1,129 | |
| 46 | $8,375 | 6.750% | $4,343 | 40 | +$1,179 | |
| 47 | $8,558 | 6.875% | $4,750 | 19 | +$1,362 | |
| 48 | $8,588 | 7.000% | $5,013 | 23 | +$1,392 | |
| 49 | $8,799 | 6.562% | $5,186 | 18 | +$1,603 | |
| 50 | $8,959 | 6.625% | $5,507 | 474 | +$1,763 | |
| 51 | $9,015 | 6.812% | $3,900 | 10 | +$1,819 | |
| 52 | $9,160 | 6.990% | $3,828 | 29 | +$1,964 | |
| 53 | $9,285 | 6.990% | $4,897 | 17 | +$2,089 | |
| 54 | $9,300 | 6.750% | $4,608 | 17 | +$2,104 | |
| 55 | $9,740 | 6.875% | $5,970 | 33 | +$2,544 | |
| 56 | $9,883 | 6.875% | $5,643 | 27 | +$2,687 | |
| 57 | $9,942 | 6.624% | $5,956 | 42 | +$2,746 | |
| 58 | $10,196 | 6.688% | $5,538 | 22 | +$3,000 | |
| 59 | $10,214 | 6.625% | $5,274 | 23 | +$3,018 | |
| 60 | $10,384 | 6.500% | $5,913 | 85 | +$3,188 | |
| 61 | $10,497 | 6.750% | $7,316 | 12 | +$3,301 | |
| 62 | $10,655 | 6.688% | $5,742 | 10 | +$3,459 | |
| 63 | $13,056 | 7.625% | $9,193 | 15 | +$5,860 | |
| 64 | $13,857 | 6.188% | $9,061 | 10 | +$6,661 |
Includes lenders with 10+ purchase originations in Seminole County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Florida → Lender Directory
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HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.