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Lowest closing cost mortgage lenders in Seminole County County, Florida

In Seminole County, Florida, homebuyers paid a median of $8,600 in closing costs in 2024 — below the Florida median of $8,887. The county saw 4,327 purchase mortgages at a median rate of 6.62%. Among lenders with 10+ originations, PULTE MORTGAGE LLC offered the lowest median costs at $2,514, which is $4,682 less than the county median.

Homebuyers in Seminole County County who chose PULTE MORTGAGE LLC paid $6,086 less in closing costs than the county median.

County Median Costs

$8,600

−3.2% vs Florida ($8,887)

Median Rate

6.620%

+0.0% vs national (6.620%)

Median Origination

$2,837

Purchase Originations

4,327

vs Florida Median

3.2% below

$-287

vs National Median

27.6% above

$1,859

Lender rankings in Seminole County County

67 lenders with 10+ originations, ranked by median total loan costs.

RankLenderMedian Total CostsMedian RateMedian OriginationVolumevs. Median
1$2,5144.990%$022−$4,682
2$3,8386.438%$038−$3,358
3$3,8965.750%$095−$3,300
4$4,1236.250%$10114−$3,073
5$4,3966.625%$7215−$2,800
6$4,6516.500%$1,48616−$2,545
7$4,6536.625%$95011−$2,543
8$4,7226.625%$1,69272−$2,474
9$5,4066.125%$1,21921−$1,790
10$5,4576.625%$1,43139−$1,739
11$5,6046.490%$1,29524−$1,592
12$5,6356.500%$1,12543−$1,561
13$5,6496.625%$1,25029−$1,547
14$5,7276.624%$1,70817−$1,469
15$5,9896.375%$1,78613−$1,207
16$6,2846.625%$1,49543−$912
17$6,3046.875%$3,14712−$892
18$6,3516.250%$1,78610−$845
19$6,3796.625%$3,87340−$817
20$6,4626.625%$1,65017−$734
21$6,4666.990%$1,69039−$730
22$6,4756.312%$2,35124−$721
23$6,7646.688%$1,73426−$432
24$6,7816.625%$2,84513−$415
25$6,7896.875%$1,73543−$407
26$6,8516.625%$3,48024−$345
27$6,9656.625%$3,859174−$231
28$6,9836.812%$1,96010−$213
29$6,9986.812%$3,19032−$198
30$7,0086.250%$1,53732−$188
31$7,0396.625%$3,36412−$157
32$7,0906.870%$4,09910−$106
33$7,1036.500%$2,72113−$93
34$7,1166.750%$3,11021−$80
35$7,1486.875%$3,520111−$48
36$7,1757.062%$3,67120−$21
37$7,4956.625%$4,32576+$299
38$7,6456.990%$4,05124+$449
39$7,6886.625%$3,64591+$492
40$7,8236.933%$2,51120+$627
41$7,8616.875%$4,15678+$665
42$8,0876.625%$4,29416+$891
43$8,1646.875%$4,27667+$968
44$8,1826.500%$3,81815+$986
45$8,3256.875%$4,31558+$1,129
46$8,3756.750%$4,34340+$1,179
47$8,5586.875%$4,75019+$1,362
48$8,5887.000%$5,01323+$1,392
49$8,7996.562%$5,18618+$1,603
50$8,9596.625%$5,507474+$1,763
51$9,0156.812%$3,90010+$1,819
52$9,1606.990%$3,82829+$1,964
53$9,2856.990%$4,89717+$2,089
54$9,3006.750%$4,60817+$2,104
55$9,7406.875%$5,97033+$2,544
56$9,8836.875%$5,64327+$2,687
57$9,9426.624%$5,95642+$2,746
58$10,1966.688%$5,53822+$3,000
59$10,2146.625%$5,27423+$3,018
60$10,3846.500%$5,91385+$3,188
61$10,4976.750%$7,31612+$3,301
62$10,6556.688%$5,74210+$3,459
63$13,0567.625%$9,19315+$5,860
64$13,8576.188%$9,06110+$6,661

Includes lenders with 10+ purchase originations in Seminole County County. Source: HMDA 2024. Sorted by median total loan costs.

View detailed closing cost breakdowns and user reviews for lenders in Florida Lender Directory

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HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.

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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).

Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.