Homebuyers in Santa Rosa County County who chose ARK-LA-TEX FINANCIAL SERVICES, LLC. paid $5,723 less in closing costs than the county median.
County Median Costs
$7,512
−13.3% vs Florida ($8,663)
Median Rate
6.120%
−5.7% vs national (6.490%)
Median Origination
$1,284
Purchase Originations
3,372
Denial Rate
7.7%
vs Florida avg (10.5%)
vs Florida Median
13.3% below
$-1,151
vs National Median
12.5% above
$832
38 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $1,789 | 6.750% | $0 | 41 | −$3,753 | |
| 2 | $2,938 | 5.500% | $0 | 45 | −$2,604 | |
| 3 | $3,844 | 6.375% | $1,495 | 15 | −$1,698 | |
| 4 | $4,431 | 6.625% | $520 | 102 | −$1,111 | |
| 5 | $5,121 | 6.625% | $2,132 | 55 | −$421 | |
| 6 | $5,198 | 4.875% | $1,795 | 39 | −$344 | |
| 7 | $5,405 | 6.500% | $1,995 | 71 | −$137 | |
| 8 | $5,493 | 6.990% | $2,467 | 30 | −$49 | |
| 9 | $5,557 | 6.625% | $2,549 | 13 | +$15 | |
| 10 | $5,722 | 6.825% | $2,190 | 13 | +$180 | |
| 11 | $5,904 | 6.490% | $3,154 | 22 | +$362 | |
| 12 | $6,046 | 6.562% | $2,059 | 17 | +$504 | |
| 13 | $6,186 | 6.625% | $2,535 | 70 | +$644 | |
| 14 | $6,327 | 9.390% | $4,500 | 13 | +$785 | |
| 15 | $6,345 | 6.990% | $4,007 | 13 | +$803 | |
| 16 | $6,358 | 6.562% | $1,170 | 28 | +$816 | |
| 17 | $6,702 | 6.433% | $3,563 | 10 | +$1,160 | |
| 18 | $7,372 | 6.433% | $3,341 | 16 | +$1,830 | |
| 19 | $7,449 | 6.812% | $4,272 | 12 | +$1,907 | |
| 20 | $7,532 | 6.625% | $3,370 | 19 | +$1,990 | |
| 21 | $7,543 | 6.500% | $4,584 | 11 | +$2,001 | |
| 22 | $7,796 | 6.750% | $3,706 | 22 | +$2,254 | |
| 23 | $7,889 | 8.750% | $4,287 | 13 | +$2,347 | |
| 24 | $8,584 | 6.875% | $3,286 | 22 | +$3,042 | |
| 25 | $8,607 | 7.125% | $1,855 | 12 | +$3,065 |
Includes lenders with 10+ purchase originations in Santa Rosa County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Florida → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.