Homebuyers in Capitol Planning Region County who chose Charter Oak Federal Credit Union paid $2,323 less in closing costs than the county median.
County Median Costs
$5,725
−7.5% vs Connecticut ($6,190)
Median Rate
6.500%
+0.1% vs national (6.490%)
Median Origination
$1,690
Purchase Originations
7,289
Denial Rate
5.3%
vs Connecticut avg (5.8%)
vs Connecticut Median
7.5% below
$-465
vs National Median
14.3% below
$-955
81 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,402 | 5.750% | $475 | 17 | −$1,974 | |
| 2 | $3,634 | 5.875% | $999 | 85 | −$1,742 | |
| 3 | $3,674 | 6.625% | $0 | 32 | −$1,702 | |
| 4 | $3,715 | 6.075% | $515 | 59 | −$1,661 | |
| 5 | $3,729 | 6.312% | $397 | 20 | −$1,647 | |
| 6 | $3,808 | 6.125% | $400 | 30 | −$1,568 | |
| 7 | $3,854 | 6.125% | $575 | 322 | −$1,522 | |
| 8 | $4,016 | 6.875% | $950 | 19 | −$1,360 | |
| 9 | $4,112 | 6.000% | $1,490 | 56 | −$1,264 | |
| 10 | $4,206 | 6.500% | $1,175 | 29 | −$1,170 | |
| 11 | $4,268 | 5.500% | $950 | 151 | −$1,108 | |
| 12 | $4,432 | 6.375% | $1,325 | 36 | −$944 | |
| 13 | $4,501 | 6.375% | $1,420 | 37 | −$875 | |
| 14 | $4,693 | 5.875% | $1,000 | 39 | −$683 | |
| 15 | $4,751 | 6.060% | $1,494 | 12 | −$625 | |
| 16 | $4,791 | 6.875% | $1,375 | 31 | −$585 | |
| 17 | $4,798 | 6.438% | $1,255 | 16 | −$578 | |
| 18 | $4,805 | 6.625% | $1,295 | 35 | −$571 | |
| 19 | $4,827 | 6.000% | $925 | 50 | −$549 | |
| 20 | $4,945 | 6.875% | $1,295 | 15 | −$431 | |
| 21 | $4,959 | 6.490% | $1,208 | 22 | −$417 | |
| 22 | $4,971 | 6.562% | $1,479 | 74 | −$405 | |
| 23 | $5,043 | 6.375% | $1,500 | 45 | −$333 | |
| 24 | $5,068 | 6.750% | $1,640 | 101 | −$308 | |
| 25 | $5,069 | 6.688% | $2,528 | 12 | −$307 |
Includes lenders with 10+ purchase originations in Capitol Planning Region County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Connecticut → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.