Lowest closing cost mortgage lenders in Shasta County County, California
In Shasta County, California, homebuyers paid a median of $9,046 in closing costs in 2024 — below the California median of $9,450. The county saw 1,496 purchase mortgages at a median rate of 6.62%. Among lenders with 10+ originations, DHI MORTGAGE COMPANY, LTD. offered the lowest median costs at $2,986, which is $3,785 less than the county median.
Homebuyers in Shasta County County who chose DHI MORTGAGE COMPANY, LTD. paid $6,060 less in closing costs than the county median.
County Median Costs
$9,046
−4.3% vs California ($9,450)
Median Rate
6.620%
+0.0% vs national (6.620%)
Median Origination
$4,002
Purchase Originations
1,496
vs California Median
4.3% below
$-404
vs National Median
34.2% above
$2,305
Lender rankings in Shasta County County
22 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,986 | 5.500% | $0 | 56 | −$3,785 | |
| 2 | $3,989 | 6.938% | $1,145 | 16 | −$2,782 | |
| 3 | $5,170 | 7.125% | $1,935 | 27 | −$1,601 | |
| 4 | $5,318 | 6.990% | $2,661 | 50 | −$1,453 | |
| 5 | $5,497 | 6.500% | $3,030 | 45 | −$1,274 | |
| 6 | $5,636 | 6.990% | $3,528 | 17 | −$1,136 | |
| 7 | $6,171 | 6.750% | $3,472 | 16 | −$600 | |
| 8 | $6,256 | 7.075% | $3,468 | 43 | −$516 | |
| 9 | $6,298 | 6.990% | $3,596 | 20 | −$473 | |
| 10 | $6,599 | 6.750% | $3,592 | 30 | −$172 | |
| 11 | $6,621 | 6.625% | $3,865 | 51 | −$150 | |
| 12 | $7,389 | 6.990% | $4,703 | 102 | +$618 | |
| 13 | $8,165 | 7.125% | $1,685 | 14 | +$1,394 | |
| 14 | $8,604 | 7.500% | $4,467 | 11 | +$1,833 | |
| 15 | $9,197 | 6.875% | $5,597 | 19 | +$2,426 | |
| 16 | $9,337 | 6.875% | $6,018 | 60 | +$2,566 | |
| 17 | $9,564 | 7.000% | $6,984 | 17 | +$2,794 | |
| 18 | $9,695 | 6.625% | $6,496 | 47 | +$2,924 | |
| 19 | $10,142 | 6.625% | $6,339 | 30 | +$3,371 |
Includes lenders with 10+ purchase originations in Shasta County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in California → Lender Directory
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HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.