Homebuyers in Merced County County who chose DHI MORTGAGE COMPANY, LTD. paid $7,404 less in closing costs than the county median.
County Median Costs
$11,295
+21.3% vs California ($9,309)
Median Rate
6.250%
−3.7% vs national (6.490%)
Median Origination
$3,975
Purchase Originations
1,492
Denial Rate
7.4%
vs California avg (7.1%)
vs California Median
21.3% above
$1,986
vs National Median
69.1% above
$4,615
21 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,891 | 5.500% | $0 | 62 | −$3,689 | |
| 2 | $4,386 | 5.500% | $1,500 | 12 | −$3,194 | |
| 3 | $4,947 | 6.600% | $1,790 | 14 | −$2,633 | |
| 4 | $6,112 | 6.500% | $4,293 | 44 | −$1,468 | |
| 5 | $6,439 | 6.750% | $3,212 | 25 | −$1,141 | |
| 6 | $7,216 | 6.625% | $4,290 | 10 | −$364 | |
| 7 | $7,496 | 6.537% | $4,249 | 20 | −$84 | |
| 8 | $7,911 | 6.875% | $3,618 | 11 | +$331 | |
| 9 | $8,872 | 6.490% | $5,566 | 63 | +$1,292 | |
| 10 | $9,560 | 6.625% | $6,199 | 133 | +$1,980 | |
| 11 | $9,689 | 6.750% | $6,681 | 14 | +$2,109 | |
| 12 | $10,144 | 6.500% | $6,795 | 23 | +$2,564 | |
| 13 | $10,517 | 6.500% | $7,180 | 16 | +$2,937 | |
| 14 | $10,692 | 6.625% | $7,179 | 10 | +$3,112 | |
| 15 | $12,320 | 6.438% | $9,155 | 14 | +$4,740 | |
| 16 | $13,768 | 7.312% | $10,139 | 12 | +$6,188 |
Includes lenders with 10+ purchase originations in Merced County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in California → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.