How many lenders in Iowa have user fee reports?

401 lenders in Iowa have verified fee reports on FairPriceCheck, spanning 35817 total reports across purchase and refinance loans.

What is the median closing cost across Iowa lenders?

The median average closing costs across Iowa lenders with fee reports is $4,475. Individual costs vary with loan size, property type, and loan program.

Which mortgage lender has the best grade in Iowa?

VERIDIAN CREDIT UNION currently holds a A grade in Iowa, based on 3418 verified fee reports.

How many A-grade mortgage lenders are there in Iowa?

91 lenders in Iowa currently hold an A grade, meaning their median closing costs are at least 10% below the state average.

How are mortgage lenders graded in Iowa?

Each lender's median total closing costs in Iowa are compared to the statewide average for similar loans. Grades run A (10%+ below average) through F (25%+ above). Lenders need at least 3 verified reports to receive a grade.

Mortgage Lenders in Iowa: Fee & Closing Cost Rankings

401 mortgage lenders in Iowa have verified fee reports on FairPriceCheck. The median average closing cost across Iowa lenders is $4,475, and 91 lenders hold an A grade — meaning median closing costs at least 10% below the state average.

Lenders ranked by fee grade in Iowa

Lender	State grade	Avg closing costs	% junk fees	National grade
VERIDIAN CREDIT UNION 3418 reports	A	$1,475	0%	A
IOWA BANKERS MORTGAGE CORPORATION 1840 reports	A	$2,901	0%	A
Hills Bank and Trust Company 1726 reports	A	$1,572	0%	A
U.S. Bank National Association 1032 reports	A	$3,256	0%	A
Community Choice Credit Union 992 reports	A	$2,515	0%	A
DUPACO COMMUNITY 757 reports	A	$2,506	0%	A
COMMUNITY 1ST CREDIT UNION 664 reports	A	$1,187	0%	A
DHI Mortgage Company, LTD. 638 reports	A	$5,166	0%	C
Collins Community Credit Union 582 reports	A	$1,517	0%	A
RESIDENTIAL MORTGAGE NETWORK, INC. 540 reports	A	$3,630	0%	A
Luana Savings Bank 523 reports	A	$1,276	0%	A
WEST GATE BANK 440 reports	A	$2,855	0%	A
GERSHMAN INVESTMENT CORP. 427 reports	A	$3,665	0%	A
MidWestOne Bank 380 reports	A	$2,678	0%	A
Bankers Trust Company 377 reports	A	$2,242	0%	A
RUHL MORTGAGE, LLC 376 reports	A	$3,054	0%	A
Fidelity Bank & Trust 347 reports	A	$3,093	0%	A
Farmers State Bank 327 reports	A	$1,648	0%	A
Bank Iowa 325 reports	A	$3,467	0%	A
GREATER IOWA CREDIT UNION 300 reports	A	$1,190	0%	A
I. H. MISSISSIPPI VALLEY CREDIT UNION 286 reports	A	$2,131	0%	A
ASCENTRA CREDIT UNION 277 reports	A	$1,512	0%	A
United Bank of Iowa 256 reports	A	$3,062	0%	A
CEDAR FALLS COMMUNITY CREDIT UNION 201 reports	A	$1,754	0%	A
JPMorgan Chase Bank, N.A. 182 reports	A	$3,297	0%	A

All Iowa lenders with fee reports

The 200 Iowa lenders with the most verified reports. 201 more have fewer reports and are not listed.

Iowa market context

For 2024 HMDA origination data on all lenders in Iowa, see our Iowa Market Rankings →

Closing cost details, fee benchmarks, and county comparisons for Iowa → Iowa Closing Costs Guide

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Grades based on verified homebuyer-submitted fee reports. Informational only; not legal or financial advice.