Grade A · 0% of disclosures flagged for junk fees
Mortgage Company
Avg Closing Costs
$2,439
median across reports
vs. National Average
62%
below national avg
Avg Origination Charge
$940
Section A lender fee
Reports with Junk Fees
0%
of submitted reports
| Fee Category | This Lender (avg) | National Avg | Verdict |
|---|---|---|---|
| discount_points | $1,714 | $3,585 | 🟢 Below Avg |
| Origination Fee | $940 | $3,743 | 🟢 Below Avg |
| lender_credits | $865 | $1,150 | 🟢 Below Avg |
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Based on 468 homebuyer-submitted Closing Disclosures, Heartland Bank And Trust Company's median total closing costs are $2,439. This is about 62% below the $6,435 national peer median for comparable lenders. Actual costs vary by loan type, loan amount, property state, and individual borrower profile. This data is informational only and not financial advice.
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This content is for informational purposes only and does not constitute legal, financial, or tax advice. Consult a licensed professional for advice specific to your situation.