Homebuyers in Stafford County County who chose JPMorgan Chase Bank, National Association paid $8,367 less in closing costs than the county median.
County Median Costs
$8,942
+30.4% vs Virginia ($6,860)
Median Rate
6.250%
−3.7% vs national (6.490%)
Median Origination
$1,790
Purchase Originations
1,840
Denial Rate
7.7%
vs Virginia avg (6.4%)
vs Virginia Median
30.4% above
$2,082
vs National Median
33.9% above
$2,262
28 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $575 | 6.500% | $374 | 10 | −$5,360 | |
| 2 | $3,406 | 5.500% | $0 | 13 | −$2,529 | |
| 3 | $3,575 | 6.375% | $0 | 33 | −$2,360 | |
| 4 | $4,333 | 5.995% | $1,095 | 10 | −$1,602 | |
| 5 | $4,802 | 6.250% | $1,250 | 13 | −$1,133 | |
| 6 | $4,852 | 5.870% | $1,300 | 10 | −$1,083 | |
| 7 | $5,232 | 6.375% | $2,301 | 46 | −$703 | |
| 8 | $5,410 | 6.625% | $1,990 | 15 | −$525 | |
| 9 | $5,894 | 6.625% | $1,953 | 12 | −$41 | |
| 10 | $5,981 | 6.625% | $2,740 | 18 | +$46 | |
| 11 | $6,142 | 6.688% | $1,640 | 16 | +$207 | |
| 12 | $6,323 | 6.531% | $3,628 | 30 | +$388 | |
| 13 | $6,329 | 6.125% | $2,466 | 13 | +$394 | |
| 14 | $6,526 | 6.625% | $2,845 | 56 | +$591 | |
| 15 | $6,672 | 6.375% | $3,414 | 11 | +$737 | |
| 16 | $7,000 | 6.500% | $3,136 | 10 | +$1,065 | |
| 17 | $7,213 | 6.438% | $3,560 | 18 | +$1,278 | |
| 18 | $8,109 | 6.500% | $4,600 | 41 | +$2,174 | |
| 19 | $9,012 | 6.500% | $5,841 | 13 | +$3,076 | |
| 20 | $11,678 | 6.312% | $8,249 | 22 | +$5,743 |
Includes lenders with 10+ purchase originations in Stafford County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Virginia → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.