Lowest closing cost mortgage lenders in Fauquier County County, Virginia
In Fauquier County, Virginia, homebuyers paid a median of $7,244 in closing costs in 2024 — above the Virginia median of $6,913. The county saw 826 purchase mortgages at a median rate of 6.50%. Among lenders with 10+ originations, NAVY FEDERAL CREDIT UNION offered the lowest median costs at $3,660, which is $2,583 less than the county median.
Homebuyers in Fauquier County County who chose NAVY FEDERAL CREDIT UNION paid $3,584 less in closing costs than the county median.
County Median Costs
$7,244
+4.8% vs Virginia ($6,913)
Median Rate
6.500%
−1.8% vs national (6.620%)
Median Origination
$2,494
Purchase Originations
826
vs Virginia Median
4.8% above
$331
vs National Median
7.5% above
$503
Lender rankings in Fauquier County County
14 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,660 | 6.188% | $0 | 24 | −$2,583 | |
| 2 | $4,807 | 6.562% | $1,291 | 10 | −$1,436 | |
| 3 | $5,528 | 6.625% | $2,389 | 54 | −$715 | |
| 4 | $5,607 | 6.875% | $1,595 | 17 | −$636 | |
| 5 | $5,611 | 6.375% | $3,740 | 15 | −$632 | |
| 6 | $6,028 | 7.000% | $2,101 | 14 | −$215 | |
| 7 | $6,435 | 6.750% | $3,220 | 13 | +$192 | |
| 8 | $6,731 | 6.562% | $3,615 | 36 | +$488 | |
| 9 | $6,993 | 6.625% | $2,830 | 18 | +$750 | |
| 10 | $7,112 | 6.500% | $2,871 | 20 | +$869 | |
| 11 | $7,612 | 6.688% | $4,624 | 10 | +$1,369 | |
| 12 | $8,948 | 6.365% | $5,289 | 13 | +$2,705 | |
| 13 | $9,594 | 6.625% | $5,617 | 36 | +$3,351 | |
| 14 | $11,055 | 6.999% | $7,496 | 15 | +$4,812 |
Includes lenders with 10+ purchase originations in Fauquier County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Virginia → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.