Homebuyers in Hamilton County County who chose ARK-LA-TEX FINANCIAL SERVICES, LLC. paid $3,185 less in closing costs than the county median.
County Median Costs
$6,056
−9.4% vs Tennessee ($6,683)
Median Rate
6.500%
+0.1% vs national (6.490%)
Median Origination
$2,208
Purchase Originations
3,956
Denial Rate
7.1%
vs Tennessee avg (9.7%)
vs Tennessee Median
9.4% below
$-627
vs National Median
9.3% below
$-624
51 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,973 | 6.625% | $0 | 73 | −$2,364 | |
| 2 | $3,118 | 5.750% | $0 | 57 | −$2,219 | |
| 3 | $3,187 | 6.900% | $1,034 | 11 | −$2,150 | |
| 4 | $3,388 | 6.375% | $0 | 26 | −$1,949 | |
| 5 | $3,487 | 6.375% | $1,382 | 54 | −$1,850 | |
| 6 | $3,561 | 6.500% | $1,400 | 15 | −$1,776 | |
| 7 | $3,849 | 7.650% | $1,968 | 36 | −$1,488 | |
| 8 | $4,016 | 6.500% | $0 | 13 | −$1,321 | |
| 9 | $4,026 | 6.750% | $1,312 | 11 | −$1,311 | |
| 10 | $4,072 | 6.625% | $995 | 43 | −$1,265 | |
| 11 | $4,138 | 6.624% | $1,198 | 25 | −$1,199 | |
| 12 | $4,180 | 6.625% | $1,449 | 15 | −$1,157 | |
| 13 | $4,403 | 6.125% | $1,555 | 17 | −$934 | |
| 14 | $4,657 | 6.875% | $1,564 | 68 | −$680 | |
| 15 | $4,697 | 6.375% | $1,195 | 69 | −$640 | |
| 16 | $4,736 | 6.375% | $1,250 | 54 | −$601 | |
| 17 | $4,952 | 6.875% | $1,405 | 11 | −$385 | |
| 18 | $4,956 | 6.500% | $1,422 | 40 | −$381 | |
| 19 | $4,965 | 6.245% | $2,158 | 56 | −$372 | |
| 20 | $4,987 | 6.875% | $1,399 | 10 | −$350 | |
| 21 | $5,107 | 6.625% | $1,771 | 165 | −$230 | |
| 22 | $5,171 | 6.750% | $1,805 | 14 | −$166 | |
| 23 | $5,211 | 6.562% | $3,042 | 10 | −$126 | |
| 24 | $5,253 | 6.750% | $1,458 | 17 | −$84 | |
| 25 | $5,291 | 6.625% | $2,595 | 67 | −$46 |
Includes lenders with 10+ purchase originations in Hamilton County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Tennessee → Lender Directory
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HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.