Lowest closing cost mortgage lenders in Hamilton County County, Tennessee
In Hamilton County, Tennessee, homebuyers paid a median of $5,909 in closing costs in 2024 — below the Tennessee median of $6,647. The county saw 4,049 purchase mortgages at a median rate of 6.62%. Among lenders with 10+ originations, SIRVA MORTGAGE, INC. offered the lowest median costs at $0, which is $5,173 less than the county median.
Homebuyers in Hamilton County County who chose SIRVA MORTGAGE, INC. paid $5,909 less in closing costs than the county median.
County Median Costs
$5,909
−11.1% vs Tennessee ($6,647)
Median Rate
6.620%
+0.0% vs national (6.620%)
Median Origination
$2,380
Purchase Originations
4,049
vs Tennessee Median
11.1% below
$-738
vs National Median
12.3% below
$-832
Lender rankings in Hamilton County County
51 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $0 | 6.875% | $0 | 12 | −$5,173 | |
| 2 | $2,978 | 6.562% | $0 | 28 | −$2,195 | |
| 3 | $3,117 | 6.500% | $0 | 70 | −$2,056 | |
| 4 | $3,516 | 6.438% | $1,034 | 10 | −$1,657 | |
| 5 | $3,546 | 6.875% | $1,187 | 88 | −$1,627 | |
| 6 | $3,553 | 6.499% | $1,410 | 10 | −$1,620 | |
| 7 | $3,619 | 7.650% | $2,022 | 27 | −$1,554 | |
| 8 | $3,787 | 6.875% | $1,415 | 25 | −$1,386 | |
| 9 | $3,895 | 6.500% | $1,464 | 72 | −$1,278 | |
| 10 | $3,993 | 6.625% | $1,547 | 17 | −$1,180 | |
| 11 | $4,068 | 6.875% | $1,195 | 57 | −$1,105 | |
| 12 | $4,109 | 6.250% | $1,227 | 21 | −$1,064 | |
| 13 | $4,131 | 6.625% | $1,198 | 30 | −$1,042 | |
| 14 | $4,169 | 6.812% | $1,488 | 16 | −$1,004 | |
| 15 | $4,173 | 6.188% | $815 | 12 | −$1,000 | |
| 16 | $4,241 | 6.625% | $1,372 | 12 | −$932 | |
| 17 | $4,494 | 6.990% | $1,598 | 65 | −$679 | |
| 18 | $4,704 | 6.750% | $1,585 | 216 | −$469 | |
| 19 | $4,792 | 6.750% | $995 | 32 | −$381 | |
| 20 | $4,793 | 7.125% | $1,595 | 63 | −$380 | |
| 21 | $4,882 | 6.625% | $1,412 | 17 | −$291 | |
| 22 | $4,910 | 6.375% | $1,655 | 15 | −$263 | |
| 23 | $4,921 | 6.875% | $1,391 | 209 | −$252 | |
| 24 | $4,967 | 6.625% | $2,148 | 11 | −$206 | |
| 25 | $4,999 | 6.625% | $1,099 | 40 | −$174 | |
| 26 | $5,065 | 6.625% | $2,722 | 102 | −$108 | |
| 27 | $5,092 | 6.625% | $1,378 | 27 | −$81 | |
| 28 | $5,150 | 6.625% | $2,902 | 33 | −$24 | |
| 29 | $5,274 | 6.490% | $2,034 | 52 | +$101 | |
| 30 | $5,286 | 6.500% | $1,777 | 46 | +$113 | |
| 31 | $5,371 | 6.875% | $2,472 | 68 | +$198 | |
| 32 | $5,372 | 6.558% | $3,519 | 10 | +$199 | |
| 33 | $5,450 | 6.750% | $2,515 | 269 | +$277 | |
| 34 | $5,604 | 6.875% | $2,928 | 11 | +$431 | |
| 35 | $5,625 | 6.750% | $2,075 | 18 | +$452 | |
| 36 | $5,686 | 6.750% | $2,083 | 21 | +$513 | |
| 37 | $5,771 | 6.375% | $3,663 | 152 | +$598 | |
| 38 | $5,885 | 6.750% | $2,996 | 27 | +$712 | |
| 39 | $5,907 | 6.990% | $3,237 | 23 | +$734 | |
| 40 | $6,078 | 6.990% | $3,604 | 37 | +$905 | |
| 41 | $6,285 | 6.990% | $3,713 | 21 | +$1,112 | |
| 42 | $6,304 | 6.625% | $3,940 | 137 | +$1,131 | |
| 43 | $6,397 | 7.125% | $3,696 | 14 | +$1,224 | |
| 44 | $6,408 | 6.625% | $3,904 | 15 | +$1,235 | |
| 45 | $6,478 | 6.875% | $4,042 | 24 | +$1,305 | |
| 46 | $6,635 | 6.990% | $3,490 | 18 | +$1,462 | |
| 47 | $6,637 | 8.500% | $5,070 | 26 | +$1,464 | |
| 48 | $6,702 | 6.875% | $3,924 | 131 | +$1,529 | |
| 49 | $7,001 | 6.624% | $4,000 | 73 | +$1,828 | |
| 50 | $7,750 | 6.990% | $5,699 | 82 | +$2,577 |
Includes lenders with 10+ purchase originations in Hamilton County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Tennessee → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.