Citizens Tri-County Bank closing costs and rates (2024)
In 2024, Citizens Tri-County Bank originated 179 purchase mortgages at a median interest rate of 6.88% and median total closing costs of $3,527. That is $3,214 below the national median of $6,741. Citizens Tri-County Bank is most active in Tennessee with 173 originations there.
Purchase Originations
179
Median Total Costs
$3,527
−47.7% vs national ($6,741)
Median Rate
6.875%
+3.9% vs national (6.620%)
Median Origination
$1,400
Median Lender Credits
$23
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 169 | 6.990% | $3,466 | $1,400 |
Active states
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $1,001 | 7.250% | — | 1 | −$2,526 | |
| 2 | $1,865 | 8.250% | — | 11 | −$1,662 | |
| 3 | $1,886 | 8.400% | — | 28 | −$1,641 | |
| 4 | $2,406 | 7.058% | — | 28 | −$1,121 | |
| 5 | $2,641 | 10.650% | — | 1 | −$886 | |
| 6 | $3,237 | 6.750% | — | 5 | −$290 | |
| 7 | $3,344 | 7.650% | — | 2 | −$183 | |
| 8 | $3,378 | 6.990% | — | 23 | −$149 | |
| 9 | $3,620 | 9.537% | — | 2 | +$93 | |
| 10 | $3,671 | 6.625% | — | 1 | +$144 | |
| 11 | $3,758 | 5.875% | — | 3 | +$231 | |
| 12 | $3,933 | 6.990% | — | 2 | +$406 | |
| 13 | $4,136 | 6.625% | — | 8 | +$609 | |
| 14 | $4,169 | 6.812% | — | 16 | +$642 | |
| 15 | $4,243 | 7.188% | — | 2 | +$716 | |
| 16 | $4,619 | 6.750% | — | 3 | +$1,092 | |
| 17 | $4,620 | 6.812% | — | 8 | +$1,093 | |
| 18 | $4,774 | 6.625% | — | 18 | +$1,247 | |
| 19 | $6,537 | 6.500% | — | 13 | +$3,010 | |
| 20 | $7,895 | 6.750% | — | 1 | +$4,368 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.